Polk County Homes under $500,000

Our website features the best real estate search for homes, condos, land and foreclosure properties available in Polk County and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes.

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Newest Polk County Homes under $500,000

$320,000

3 Beds ⋅ 2 Baths ⋅ 3610654 MLS

Your Cozy Creekside Retreat Awaits! Welcome to 1971 Old Federal Road, where peaceful country living meets everyday comfort. This charming 3-bedroom, 2-bathroom home is the kind of place you'll want to come home to every single day. Start your mornings on the inviting wrap-around porch with a hot cup of coffee, and end your evenings there listening to the gentle sound of the year-round creek winding through the property. It's the kind of quiet that melts away stress and invites you to slow down and breathe. The level yard offers plenty of room to garden, play, entertain, or simply relax. Whether you're hosting a summer cookout, tossing a ball with the kids, or setting up a fire pit under the stars, this property is ready for it all. Inside, the three bedrooms and two full baths provide a comfortable layout for family, guests, or a home office. Every corner feels warm and welcoming, making this the perfect full-time home, weekend getaway, or peaceful escape from the busy world. Located in Ocoee, TN, you'll enjoy the best of Southeast Tennessee: beautiful scenery, outdoor recreation, and a true sense of community, all within reach of the Ocoee River, Chattanooga, and Cleveland. Come experience the charm, the quiet, and the sound of running water. Schedule your showing today!

1971 Old Federal Road, Ocoee

$439,900

2 Beds ⋅ 1 Baths ⋅ 3610645 MLS

Nestled on 8.2 beautiful acres in a peaceful country setting just minutes from the Hiwassee River this charming and spacious 2-bedroom, 1-bath ranch-style cabin offers comfort, character, and plenty of potential. The full basement provides valuable additional space, including a finished climate-controlled room that can be tailored to fit your needs. Whether for a hobby room, storage, or personal retreat. A wood-burning heater adds warmth and rustic charm, creating a cozy and inviting atmosphere. Numerous recent updates add comfort and peace of mind, including a new high-efficiency heat pump in 2024 and a new hot water heater. The private well is equipped with a UV water treatment system, recently serviced in August 2026. A Generac generator with a 500-gallon tank provides dependable backup power. Step outside and discover even more possibilities! The impressive 40x60 steel-framed pole barn offers abundant space for equipment, storage, projects, hobbies, or whatever your needs may be. In a separate area of the property, you'll find four ''custom-fabricated'' 20x20 stalls with hay storage, offering excellent space for horses, goats, livestock, or other farm animals. Additional outdoor features include multiple outbuildings, storage areas, a chicken coop, greenhouse, and a newly built covered patio area perfect for relaxing and enjoying the peaceful surroundings. With 8.2 acres, no restrictions, a private well, underground utilities, backup generator, large pole barn, separate livestock stalls, and plenty of room for animals, gardening, recreation, and hobbies, this property offers the freedom and flexibility to create the country lifestyle you've been looking for. Whether you're looking for a homestead, hobby farm, mini-farm, or peaceful country retreat, this property has so much to offer. Come see all the possibilities for yourself. This one is truly a must-see! Buyer to verify all information deemed important to the buyer

1699 Childers Creek Road, Reliance

$79,500

2 Beds ⋅ 1 Baths ⋅ 3610238 MLS

Have your own cabin in the woods near the Ocoee River! Bring your vision to this nearly completed new construction home offering just over 1,000 square feet of potential living space on approximately ½ acre. The electrical and plumbing are already in place for a 2-bedroom, 1-bathroom layout, giving you a head start on creating your own mountain retreat. Construction still needs to be completed, including the remaining interior and exterior finishes, and a septic system will be needed. The opportunity to finish the home to your own taste makes this property ideal for someone looking to create a personalized getaway, weekend retreat, or investment property. Located on a quiet street just 2.5 miles from the Ocoee River, you'll be close to some of the area's best outdoor recreation while still enjoying the privacy and peacefulness of a wooded setting. Whether you envision a cozy cabin, a weekend escape, or a future rental, this property offers plenty of potential. Finish the build, add your personal touches, and make your dream cabin in the woods a reality!

147 Sibyl Lane, Ocoee

$415,000

4 Beds ⋅ 3 Baths ⋅ 3609994 MLS

Welcome to this beautiful new construction home in Ocoee, offering 4 bedrooms, 2.5 bathrooms, and approximately 2,500 square feet of thoughtfully designed living space. With modern finishes, an open layout, and plenty of room to spread out, this home offers a great combination of comfort and functionality. The main level features a spacious primary suite with a walk-in closet and a large private bathroom complete with a double vanity. The kitchen is equipped with stainless steel appliances and provides plenty of space for cooking, dining, and gathering with family and friends. Just off the main living areas, you'll also find a convenient laundry room and half bathroom. The living room feels bright and open with high ceilings and a fireplace that creates a welcoming focal point. Upstairs are three additional bedrooms and a full bathroom, along with a bonus room that gives you even more flexibility. Use it as a home office, playroom, extra storage space, or whatever best fits your needs. Outside, the covered back deck gives you a comfortable place to relax and enjoy the surroundings, while the two-car garage provides additional parking and storage space. One of the highlights of this home is its Ocoee location, putting you close to some of Southeast Tennessee's best outdoor recreation. Spend your weekends boating, fishing, hiking, rafting, or camping with the Cherokee National Forest, Parksville Lake, the Ocoee River, and the Hiwassee River all just minutes away. Please note that there is currently no propane tank on the property. The buyer will be responsible for purchasing their own propane tank if desired.

159 Mila Mae, Ocoee

$132,500

3 Beds ⋅ 2 Baths ⋅ 3603993 MLS

FIXER-UPPER / INVESTOR OPPORTUNITY! Property is being sold strictly AS-IS. Home requires renovation and is best suited for an investor, contractor, or buyer prepared to complete repairs. Bring your vision and make this property shine!

226 George Bates Rd, Benton

$260,000

1 Beds ⋅ 1 Baths ⋅ 3603649 MLS

Escape to this charming cabin in the woods, less than an hour from Murphy, NC, and close to Parksville Lake, the Ocoee River, and the Hiwassee River. Perfect for a vacation getaway, Airbnb investment, or peaceful retreat, this property offers the ideal blend of comfort, nature, and recreation. The warm and inviting living room flows into a cozy kitchen, while the spacious loft provides additional room for guests or relaxation. Step onto the back porch and enjoy serene views while soaking in the hot tub overlooking the private pond. The pond is stocked with koi and other fish, adding to the peaceful setting and providing an enjoyable outdoor experience. A babbling brook runs through the property, creating the perfect backdrop for relaxing and enjoying nature. Recent improvements include a newly replaced water heater, new hardwood floors on the main level, and the cabin features a solid metal roof for added peace of mind. Spend your days fishing, hiking, rafting, or exploring the surrounding rivers and lakes, then return home to your own private oasis.

884 Ducks Nest Road, Turtletown

$439,900

3 Beds ⋅ 3 Baths ⋅ 3603258 MLS

Welcome to this home in beautiful Ocoee, TN! This charming single-family home sits on 1.13 acres of flat, cleared land--ideal for privacy, recreation, or your future homestead. Featuring 1,700 sq. ft., this home offers 3 bedrooms and 3 bathrooms, providing plenty of comfort and space for the whole family. Enjoy cooking and entertaining in the modern kitchen with quartz countertops or relax on the covered back porch overlooking your peaceful backyard. The double garage provides ample storage and convenience, while the flat yard is perfect for adding a pool, garden, or workshop. Located just 10 minutes from Cleveland shopping and dining, and minutes from the Ocoee River--a local favorite for rafting, fishing, and swimming. Surrounded by nature and frequent visits from deer and turkeys, this property offers a serene country setting with the convenience of town nearby. Come experience the best of Tennessee living--spacious, scenic, and full of potential! This house is still under construction to be completed soon. Pictures are for reference purposes only.

777 Longley Road, Ocoee

$399,500

4 Beds ⋅ 3 Baths ⋅ 3602975 MLS

New Construction in the Ocoee Mountain Club neighborhood situated in the foothills of the Great Smokey Mountains at the edge of the Cherokee National Forest. Whether you are looking for a beautiful place to call home or the perfect weekend retreat, then this could be ideal spot for you just minutes from the local rafting outfitters, shopping, restaurants and more. Nearly completed construction, this 2-story, 4 bedroom, 2.5 bath home features a Hardie exterior, double garage, an open floor plan and the primary on the main. It will also have engineered hardwoods in the main living areas, ceramic tile in the bathrooms, carpet in the upstairs bedrooms, granite countertops and shiplap accents. The main level boasts a foyer that opens to the kitchen which in turn opens to the living and dining area. There will be a side deck off the living/dining area to take advantage of the wooded setting. The primary bedroom has a walk-in closet and private bath with a dual vanity and tub/shower combo, with the laundry room and powder room rounding out this first level. Head upstairs where you will find a landing/bonus room, 3 additional bedrooms, and a full hall bath. The neighborhood offers a clubhouse with a pavilion and playground and is only about 20 minutes from Cleveland and about 50 minutes from downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Completion date 07/28/26 New Photos to follow

123 Cherokee Ridge Drive, Ocoee

$448,500

3 Beds ⋅ 2 Baths ⋅ 3602948 MLS

Golf Course Living at Its Finest Welcome to 320 Belaire Drive, a beautifully built 2018 home offering nearly 2,000 square feet of open-concept living, situated directly on the 8th fairway of Copper Basin Golf Club. Tucked away on a quiet, dead-end street in the desirable Belaire Estates subdivision, this 3-bedroom, 2-bath home offers the perfect blend of privacy, low-traffic living, and resort-style golf course views right in your own backyard. Inside, the open floor plan flows effortlessly between the spacious living room, kitchen, breakfast nook, and formal dining space, making it ideal for both everyday living and entertaining family and friends. The updated kitchen features granite countertops and stainless steel appliances, offering a modern, move-in-ready feel throughout the home. Cozy up by the fireplace on cooler evenings, or step outside to the screened-in back porch, where you can relax year-round and take in unobstructed, panoramic views of the golf course fairway and surrounding Copperhill mountains. A 2-car garage provides plenty of room for vehicles, golf carts, and extra storage, while the peaceful, low-traffic dead-end street setting offers a rare sense of privacy for a golf course community home. Whether you're searching for a full-time residence, a weekend retreat, or your next smart investment property in Polk County, this Copperhill TN golf course home checks every box: quality 2018 construction, an unbeatable location directly on Copper Basin Golf Club, and true move-in-ready comfort. Golf course living, mountain views, and quiet neighborhood charm all come together in one place -- schedule your private showing today before this rare fairway-front opportunity is gone!

320 Belaire Drive, Copperhill

$270,000

3 Beds ⋅ 2 Baths ⋅ 3602834 MLS

Located just outside the city limits of Benton, this nearly new 3-bedroom 2-bath ranch home offers modern comfort in a peaceful setting. At only 3 years old, this home features a bright and airy open floor plan that creates a seamless flow between the living, dining and kitchen areas - perfect for both everyday living and entertaining. The kitchen is thoughtfully designed with a center island, pantry and ample cabinetry giving you plenty of space to cook and gather. A dedicated laundry room adds functionality, while the split bedroom layout ensures privacy between the primary suite and secondary bedrooms. The spacious primary bedroom includes two closets and a private en-suite bath, creating a comfortable retreat at the end of the day. For added convenience, the home is also equipped with a whole-home water filtration system with reverse osmosis. Step out back to a screened-in porch overlooking the backyard ideal for enjoying quiet mornings or relaxing evenings. A matching outbuilding provides extra storage for tools, equipment or hobbies. Conveniently located near the beautiful Ocoee River and Hiwassee River, you'll love having easy access to outdoor recreation while still being just a short drive to town. This home truly offers the best of both worlds.

1663 Welcome Valley Road, Benton

$349,900

3 Beds ⋅ 2 Baths ⋅ 3602541 MLS

Move-in-ready home situated on a level 0.83-acre lot in Benton! 190 Burgess Dr offers comfortable living with thoughtful updates and plenty of versatile space inside and out. The open-concept main living area creates an inviting flow for everyday living and entertaining. The updated kitchen features all-new cabinetry with soft-close hardware, granite countertops, a custom kitchen island, and higher-end finishes. Additional improvements throughout give the interior a fresh, well-maintained feel. A standout feature is the large enclosed garage with an impressive 8-inch-thick concrete floor, providing excellent space for a workshop, equipment, hobbies, or storage. An additional outbuilding adds even more flexibility, with power already run to both structures. Outside, you’ll find a fenced-in area in the backyard and a patio already wired for a hot tub. A 50-amp RV hookup adds extra convenience, while the level lot provides plenty of usable outdoor space. Come see everything 190 Burgess Dr has to offer and schedule your private showing today!

190 Burgess Dr, Benton

$339,900

3 Beds ⋅ 2 Baths ⋅ 3602301 MLS

Enjoy peaceful East Tennessee living in this beautifully maintained, like-new **3-bedroom, 2-bath home situated on 5.06 scenic acres** with gorgeous seasonal mountain views. Surrounded by nature and offering plenty of privacy, this move-in-ready property even features an **established walking trail throughout the acreage**, perfect for enjoying a quiet morning walk or exploring your own backyard. Inside, you'll find a bright and welcoming **open-concept floor plan** designed for comfortable everyday living and entertaining. Energy-efficient windows fill the home with natural light while helping with year-round efficiency, and **high-speed internet** makes working from home, streaming, and staying connected easy. Step outside and discover plenty of room to garden, entertain, enjoy outdoor recreation, or simply relax and take in the peaceful surroundings. **Storage sheds are included**, providing convenient additional space for lawn equipment, tools, outdoor gear, and more. Outdoor enthusiasts will love the location! A **boat marina is approximately 10-15 minutes away**, and you're conveniently located near the **Ocoee River, Benton Falls, Cherokee National Forest, Chilhowee Mountain recreation areas, and the Hiwassee River Gorge**. Hiking, rafting, boating, fishing, and countless outdoor adventures are all within easy reach. With **5.06 acres, mountain views, privacy, modern conveniences, and easy access to some of East Tennessee's best outdoor recreation**, this property offers the perfect combination of country living and adventure.

177 Lifestyle Way, Benton

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.