Polk County Homes under $300,000

Welcome to Polk County, Tennessee, a hidden gem nestled in the heart of the Appalachian Mountains. Known for its breathtaking landscapes and rich history, Polk County offers a unique blend of natural beauty and small-town charm. With the stunning Cherokee National Forest as its backdrop, residents enjoy an abundance of outdoor activities, from hiking and fishing to camping and wildlife watching. The county is also home to the tranquil Ocoee River, famous for its white-water rafting and serene riverbank picnics.

For those seeking a home in this picturesque area, Polk County presents an exciting opportunity with a variety of homes available for under $300,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, you’ll find a range of options that fit your budget without sacrificing comfort or style. From cozy single-family homes to charming cottages, each property offers a unique character that reflects the warmth of the community.

Living in Polk County means embracing a lifestyle filled with friendly neighbors, local events, and a strong sense of community. The county’s schools are well-regarded, and its low cost of living makes it an attractive option for those seeking a peaceful retreat without the hustle and bustle of city life.

Explore the diverse real estate market in Polk County today, and discover the perfect home that suits your needs and budget. With homes under $300,000, your dream of owning a piece of this beautiful Tennessee landscape is within reach. Come and experience the charm of Polk County – where your new home awaits!

Newest Polk County Homes under $300,000

$79,500

2 Beds ⋅ 1 Baths ⋅ 3610238 MLS

Have your own cabin in the woods near the Ocoee River! Bring your vision to this nearly completed new construction home offering just over 1,000 square feet of potential living space on approximately ½ acre. The electrical and plumbing are already in place for a 2-bedroom, 1-bathroom layout, giving you a head start on creating your own mountain retreat. Construction still needs to be completed, including the remaining interior and exterior finishes, and a septic system will be needed. The opportunity to finish the home to your own taste makes this property ideal for someone looking to create a personalized getaway, weekend retreat, or investment property. Located on a quiet street just 2.5 miles from the Ocoee River, you'll be close to some of the area's best outdoor recreation while still enjoying the privacy and peacefulness of a wooded setting. Whether you envision a cozy cabin, a weekend escape, or a future rental, this property offers plenty of potential. Finish the build, add your personal touches, and make your dream cabin in the woods a reality!

147 Sibyl Lane, Ocoee

$132,500

3 Beds ⋅ 2 Baths ⋅ 3603993 MLS

FIXER-UPPER / INVESTOR OPPORTUNITY! Property is being sold strictly AS-IS. Home requires renovation and is best suited for an investor, contractor, or buyer prepared to complete repairs. Bring your vision and make this property shine!

226 George Bates Rd, Benton

$260,000

1 Beds ⋅ 1 Baths ⋅ 3603649 MLS

Escape to this charming cabin in the woods, less than an hour from Murphy, NC, and close to Parksville Lake, the Ocoee River, and the Hiwassee River. Perfect for a vacation getaway, Airbnb investment, or peaceful retreat, this property offers the ideal blend of comfort, nature, and recreation. The warm and inviting living room flows into a cozy kitchen, while the spacious loft provides additional room for guests or relaxation. Step onto the back porch and enjoy serene views while soaking in the hot tub overlooking the private pond. The pond is stocked with koi and other fish, adding to the peaceful setting and providing an enjoyable outdoor experience. A babbling brook runs through the property, creating the perfect backdrop for relaxing and enjoying nature. Recent improvements include a newly replaced water heater, new hardwood floors on the main level, and the cabin features a solid metal roof for added peace of mind. Spend your days fishing, hiking, rafting, or exploring the surrounding rivers and lakes, then return home to your own private oasis.

884 Ducks Nest Road, Turtletown

$270,000

3 Beds ⋅ 2 Baths ⋅ 3602834 MLS

Located just outside the city limits of Benton, this nearly new 3-bedroom 2-bath ranch home offers modern comfort in a peaceful setting. At only 3 years old, this home features a bright and airy open floor plan that creates a seamless flow between the living, dining and kitchen areas - perfect for both everyday living and entertaining. The kitchen is thoughtfully designed with a center island, pantry and ample cabinetry giving you plenty of space to cook and gather. A dedicated laundry room adds functionality, while the split bedroom layout ensures privacy between the primary suite and secondary bedrooms. The spacious primary bedroom includes two closets and a private en-suite bath, creating a comfortable retreat at the end of the day. For added convenience, the home is also equipped with a whole-home water filtration system with reverse osmosis. Step out back to a screened-in porch overlooking the backyard ideal for enjoying quiet mornings or relaxing evenings. A matching outbuilding provides extra storage for tools, equipment or hobbies. Conveniently located near the beautiful Ocoee River and Hiwassee River, you'll love having easy access to outdoor recreation while still being just a short drive to town. This home truly offers the best of both worlds.

1663 Welcome Valley Road, Benton

$224,900

2 Beds ⋅ 1 Baths ⋅ 3597621 MLS

Completely Renovated 2 Bedroom * 1 Bathrooms * Beautiful Mountain Views Beautifully renovated from top to bottom, this 2-bedroom 1-bath home offers the charm of an established property with fresh move-in-ready feel of a brand-new home. Nearly every detail has been thoughtfully updated, including HVAC system and ductwork, new wide-plank oak flooring, and new solid wood interior. The exterior doors have also been replaced. The completely updated kitchen features new cabinetry, countertops, and appliances, while the bathrooms have been refreshed with new tile, vanities, and fixtures throughout the home complete the transformation. Step outside and enjoy beautiful mountain views that make this property even more special. With extensive renovations already completed, all that's left to do is move in and enjoy!

173 Wilson St, Benton

$205,000

1 Beds ⋅ 1 Baths ⋅ 3593907 MLS

Priced Below Appraised Value! Don't miss the incredible mountain views from this 1.51-acre property in the heart of downtown Ducktown! This 1-bedroom, 1-bath home features a full unfinished basement, offering plenty of room for storage, a workshop, or future expansion. With its convenient in-town location, beautiful setting, and endless possibilities, this property would make a great full-time home, mountain getaway, or investment opportunity. Bring your vision and make it your own! More photos coming soon.

401 Main Street, Copperhill

$129,900

3 Beds ⋅ 2 Baths ⋅ 3593706 MLS

Opportunity awaits less than 5 miles from McCaysville! Situated on 1.84 unrestricted acres, this unfinished cabin is ready for a new owner to bring their vision to life. The home is framed for a 3-bedroom, 2-bath layout with an additional loft and features a new roof, spray foam insulation, vaulted living area and covered front porch. Public water and electricity are available on the property, and several building materials currently on-site will convey with the sale. The wooded setting offers seasonal mountain views with the potential for incredible views through selective tree trimming. A unique opportunity to finish this cabin to your own style and specification. Located only minutes to the famous Ocoee Whitewater Center and all the recreational opportunities of the Cherokee National Forest. ***Property is being sold as-is, made up of 2 separate parcels, Buyer to perform all desired inspections and verify requirements for completion.

165 Barkers Circle, Copperhill

$170,000

1 Beds ⋅ 1 Baths ⋅ 3546469 MLS

Welcome home to 2 Dog Hollow! Your own secluded retreat in the middle of the Cherokee National Forest, and just steps from the Hiwassee River. A completely off the grid experience that checks every box: Solar power (with a backup generator), well water, a large propane tank, acreage, seclusion, bright nighttime stars unpolluted by artificial light, and the sound of complete silence. This property features one bedroom and one full bathroom, plus a large living area with a propane heater, gas stove, and large open concept kitchen area. Another storage building also conveys with the property and is available to view. If you've been looking for a place to really get away from it all... this cabin in the woods cannot be beat.

2 Dog Hollow Road, Reliance

$249,900

2 Beds ⋅ 2 Baths ⋅ 3545967 MLS

New Home.....This 2 bedroom, 2 bath home offers open floor plan, Lg. Kitchen complete with Stainless appliances and large island, Walk-in closets, Rocking chair front porch and back deck for outdoor living, 1/2 acres level lot, conveniently located close to shopping area and easy access to Cleveland, Benton and Chatsworth. Take a look today!

136 Stump St, Ocoee

$199,000

3 Beds ⋅ 2 Baths ⋅ 3544243 MLS

Looking for space, convenience, and one-level living? This 3-bedroom, 2-bath double-wide offers 1,792 square feet of comfortable living space on a half-acre lot. Set on a permanent foundation, this home features an all-one-floor layout with plenty of room to spread out. The large living room provides a great space for relaxing or gathering with family and friends, while the spacious primary bedroom includes a walk-in closet for added storage. You’ll also enjoy the convenience of a covered front porch, perfect for sitting outside and enjoying your morning coffee or winding down at the end of the day. A detached garage provides additional parking, storage, or workspace. With a functional floor plan, generous living space, and a nice-sized lot, this property offers plenty of possibilities for its next owner. Schedule your showing today and see everything this home has to offer!

2211 Horns Creek Rd, Ocoee

$194,999

3 Beds ⋅ 1 Baths ⋅ 3543137 MLS

Welcome to peaceful Reliance TN! This 1800sf SITE-BUILT home, 3 bedroom, 1 large bath offers comfortable country living just minutes from the beautiful Hiwassee River and exciting outdoor recreation. EXCELLENT AT&T cell/ Internet service at this home. Freshly updated with 2026 new inter/exterior paint and new laminate flooring throughout, the home is clean, inviting and ready for its next owner. One of the highlights is the spacious 40' x 10' sunroom, complete with an Ashley wood stove that can heat the whole home. Inside you'll find a comfortable living area, dining space, roomy kitchen with plenty of cabinet space, a master bedroom with a additional sitting/ office/ or nursery area, 2 more bedrooms and a large spacious bathroom with w/dryer connections. Outside the home's long covered front porch (50' x 8') is made for rocking chairs, a swing and quiet mornings. Also a 10' x 10' covered back porch, all for overlooking a peaceful wooded setting that captures the laid-back character of Reliance. Whether you are looking for a full-time residence, weekend getaway or an investment VRBO near the Hiwassee, this property offers an opportunity to enjoy the beauty of East Tennessee. Come sit on the porch, slow down, and experience life near the Hiwassee River! Well water equipped with new submergable pump, new 30 gal tank all good for 30 years. New Heat/AC window unit to cool/heat entire home. 4 parking spaces. New hot water heater 25 gals; stove; dryer included. Septic tank is in perfect working order. Place for 25' x 50' garage to be built. Root cellar under home. Home is built on rock/ pier & beam/ solid. 2 - 220 Electric heaters convey.

1274 Childers Creek Rd, Reliance

$140,000

3 Beds ⋅ 2 Baths ⋅ 3530837 MLS

Discover the perfect blend of peaceful living and outdoor adventure with this charming 3-bedroom, 2-bath mobile home situated on approximately 0.29 acres in scenic Polk County. The property offers a comfortable layout, inviting character, and plenty of outdoor space for gardening, recreation, pets, or simply relaxing and enjoying the surrounding natural beauty. Ideally located near many of the area's outdoor attractions, this home provides convenient access to hiking, white-water rafting, fishing, and other recreational activities. Its location and setting also offer great potential as a primary residence, weekend getaway, or short-term rental investment for those looking to take advantage of Polk County's appeal to outdoor enthusiasts. Whether you're searching for a peaceful place to call home or an investment property with recreational appeal, this property offers plenty of possibilities. Buyer and buyer's agent to verify all information deemed important. Schedule your showing today and explore everything this property has to offer!

108 Wetmore Circle, Delano

Start Your Search

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.