Polk County Homes under $400,000

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Newest Polk County Homes under $400,000

$320,000

3 Beds ⋅ 2 Baths ⋅ 3610654 MLS

Your Cozy Creekside Retreat Awaits! Welcome to 1971 Old Federal Road, where peaceful country living meets everyday comfort. This charming 3-bedroom, 2-bathroom home is the kind of place you'll want to come home to every single day. Start your mornings on the inviting wrap-around porch with a hot cup of coffee, and end your evenings there listening to the gentle sound of the year-round creek winding through the property. It's the kind of quiet that melts away stress and invites you to slow down and breathe. The level yard offers plenty of room to garden, play, entertain, or simply relax. Whether you're hosting a summer cookout, tossing a ball with the kids, or setting up a fire pit under the stars, this property is ready for it all. Inside, the three bedrooms and two full baths provide a comfortable layout for family, guests, or a home office. Every corner feels warm and welcoming, making this the perfect full-time home, weekend getaway, or peaceful escape from the busy world. Located in Ocoee, TN, you'll enjoy the best of Southeast Tennessee: beautiful scenery, outdoor recreation, and a true sense of community, all within reach of the Ocoee River, Chattanooga, and Cleveland. Come experience the charm, the quiet, and the sound of running water. Schedule your showing today!

1971 Old Federal Road, Ocoee

$79,500

2 Beds ⋅ 1 Baths ⋅ 3610238 MLS

Have your own cabin in the woods near the Ocoee River! Bring your vision to this nearly completed new construction home offering just over 1,000 square feet of potential living space on approximately ½ acre. The electrical and plumbing are already in place for a 2-bedroom, 1-bathroom layout, giving you a head start on creating your own mountain retreat. Construction still needs to be completed, including the remaining interior and exterior finishes, and a septic system will be needed. The opportunity to finish the home to your own taste makes this property ideal for someone looking to create a personalized getaway, weekend retreat, or investment property. Located on a quiet street just 2.5 miles from the Ocoee River, you'll be close to some of the area's best outdoor recreation while still enjoying the privacy and peacefulness of a wooded setting. Whether you envision a cozy cabin, a weekend escape, or a future rental, this property offers plenty of potential. Finish the build, add your personal touches, and make your dream cabin in the woods a reality!

147 Sibyl Lane, Ocoee

$132,500

3 Beds ⋅ 2 Baths ⋅ 3603993 MLS

FIXER-UPPER / INVESTOR OPPORTUNITY! Property is being sold strictly AS-IS. Home requires renovation and is best suited for an investor, contractor, or buyer prepared to complete repairs. Bring your vision and make this property shine!

226 George Bates Rd, Benton

$260,000

1 Beds ⋅ 1 Baths ⋅ 3603649 MLS

Escape to this charming cabin in the woods, less than an hour from Murphy, NC, and close to Parksville Lake, the Ocoee River, and the Hiwassee River. Perfect for a vacation getaway, Airbnb investment, or peaceful retreat, this property offers the ideal blend of comfort, nature, and recreation. The warm and inviting living room flows into a cozy kitchen, while the spacious loft provides additional room for guests or relaxation. Step onto the back porch and enjoy serene views while soaking in the hot tub overlooking the private pond. The pond is stocked with koi and other fish, adding to the peaceful setting and providing an enjoyable outdoor experience. A babbling brook runs through the property, creating the perfect backdrop for relaxing and enjoying nature. Recent improvements include a newly replaced water heater, new hardwood floors on the main level, and the cabin features a solid metal roof for added peace of mind. Spend your days fishing, hiking, rafting, or exploring the surrounding rivers and lakes, then return home to your own private oasis.

884 Ducks Nest Road, Turtletown

$399,500

4 Beds ⋅ 3 Baths ⋅ 3602975 MLS

New Construction in the Ocoee Mountain Club neighborhood situated in the foothills of the Great Smokey Mountains at the edge of the Cherokee National Forest. Whether you are looking for a beautiful place to call home or the perfect weekend retreat, then this could be ideal spot for you just minutes from the local rafting outfitters, shopping, restaurants and more. Nearly completed construction, this 2-story, 4 bedroom, 2.5 bath home features a Hardie exterior, double garage, an open floor plan and the primary on the main. It will also have engineered hardwoods in the main living areas, ceramic tile in the bathrooms, carpet in the upstairs bedrooms, granite countertops and shiplap accents. The main level boasts a foyer that opens to the kitchen which in turn opens to the living and dining area. There will be a side deck off the living/dining area to take advantage of the wooded setting. The primary bedroom has a walk-in closet and private bath with a dual vanity and tub/shower combo, with the laundry room and powder room rounding out this first level. Head upstairs where you will find a landing/bonus room, 3 additional bedrooms, and a full hall bath. The neighborhood offers a clubhouse with a pavilion and playground and is only about 20 minutes from Cleveland and about 50 minutes from downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Completion date 07/28/26 New Photos to follow

123 Cherokee Ridge Drive, Ocoee

$270,000

3 Beds ⋅ 2 Baths ⋅ 3602834 MLS

Located just outside the city limits of Benton, this nearly new 3-bedroom 2-bath ranch home offers modern comfort in a peaceful setting. At only 3 years old, this home features a bright and airy open floor plan that creates a seamless flow between the living, dining and kitchen areas - perfect for both everyday living and entertaining. The kitchen is thoughtfully designed with a center island, pantry and ample cabinetry giving you plenty of space to cook and gather. A dedicated laundry room adds functionality, while the split bedroom layout ensures privacy between the primary suite and secondary bedrooms. The spacious primary bedroom includes two closets and a private en-suite bath, creating a comfortable retreat at the end of the day. For added convenience, the home is also equipped with a whole-home water filtration system with reverse osmosis. Step out back to a screened-in porch overlooking the backyard ideal for enjoying quiet mornings or relaxing evenings. A matching outbuilding provides extra storage for tools, equipment or hobbies. Conveniently located near the beautiful Ocoee River and Hiwassee River, you'll love having easy access to outdoor recreation while still being just a short drive to town. This home truly offers the best of both worlds.

1663 Welcome Valley Road, Benton

$349,900

3 Beds ⋅ 2 Baths ⋅ 3602541 MLS

Move-in-ready home situated on a level 0.83-acre lot in Benton! 190 Burgess Dr offers comfortable living with thoughtful updates and plenty of versatile space inside and out. The open-concept main living area creates an inviting flow for everyday living and entertaining. The updated kitchen features all-new cabinetry with soft-close hardware, granite countertops, a custom kitchen island, and higher-end finishes. Additional improvements throughout give the interior a fresh, well-maintained feel. A standout feature is the large enclosed garage with an impressive 8-inch-thick concrete floor, providing excellent space for a workshop, equipment, hobbies, or storage. An additional outbuilding adds even more flexibility, with power already run to both structures. Outside, you’ll find a fenced-in area in the backyard and a patio already wired for a hot tub. A 50-amp RV hookup adds extra convenience, while the level lot provides plenty of usable outdoor space. Come see everything 190 Burgess Dr has to offer and schedule your private showing today!

190 Burgess Dr, Benton

$339,900

3 Beds ⋅ 2 Baths ⋅ 3602301 MLS

Enjoy peaceful East Tennessee living in this beautifully maintained, like-new **3-bedroom, 2-bath home situated on 5.06 scenic acres** with gorgeous seasonal mountain views. Surrounded by nature and offering plenty of privacy, this move-in-ready property even features an **established walking trail throughout the acreage**, perfect for enjoying a quiet morning walk or exploring your own backyard. Inside, you'll find a bright and welcoming **open-concept floor plan** designed for comfortable everyday living and entertaining. Energy-efficient windows fill the home with natural light while helping with year-round efficiency, and **high-speed internet** makes working from home, streaming, and staying connected easy. Step outside and discover plenty of room to garden, entertain, enjoy outdoor recreation, or simply relax and take in the peaceful surroundings. **Storage sheds are included**, providing convenient additional space for lawn equipment, tools, outdoor gear, and more. Outdoor enthusiasts will love the location! A **boat marina is approximately 10-15 minutes away**, and you're conveniently located near the **Ocoee River, Benton Falls, Cherokee National Forest, Chilhowee Mountain recreation areas, and the Hiwassee River Gorge**. Hiking, rafting, boating, fishing, and countless outdoor adventures are all within easy reach. With **5.06 acres, mountain views, privacy, modern conveniences, and easy access to some of East Tennessee's best outdoor recreation**, this property offers the perfect combination of country living and adventure.

177 Lifestyle Way, Benton

$350,000

3 Beds ⋅ 2 Baths ⋅ 3602155 MLS

Discover riverfront living on the Ocoee River! This 3 bedroom, 2 bathroom home sits on over half an acre and offers a neighborhood boat ramp for easy access to the river. Inside, the open layout features a split bedroom design, stainless steel kitchen appliances, oak cabinetry, and a built in pantry. A small gas fireplace adds a cozy touch during the cooler months. Step outside to the covered back porch overlooking the fenced in backyard, creating a great space to relax and enjoy the peaceful surroundings along with a seating area at the riverbank. With river access, no HOA, and a comfortable, functional layout, this property offers a wonderful opportunity to enjoy the Ocoee River lifestyle.

316 Circle R Drive, Benton

$224,900

2 Beds ⋅ 1 Baths ⋅ 3597621 MLS

Completely Renovated 2 Bedroom * 1 Bathrooms * Beautiful Mountain Views Beautifully renovated from top to bottom, this 2-bedroom 1-bath home offers the charm of an established property with fresh move-in-ready feel of a brand-new home. Nearly every detail has been thoughtfully updated, including HVAC system and ductwork, new wide-plank oak flooring, and new solid wood interior. The exterior doors have also been replaced. The completely updated kitchen features new cabinetry, countertops, and appliances, while the bathrooms have been refreshed with new tile, vanities, and fixtures throughout the home complete the transformation. Step outside and enjoy beautiful mountain views that make this property even more special. With extensive renovations already completed, all that's left to do is move in and enjoy!

173 Wilson St, Benton

$205,000

1 Beds ⋅ 1 Baths ⋅ 3593907 MLS

Priced Below Appraised Value! Don't miss the incredible mountain views from this 1.51-acre property in the heart of downtown Ducktown! This 1-bedroom, 1-bath home features a full unfinished basement, offering plenty of room for storage, a workshop, or future expansion. With its convenient in-town location, beautiful setting, and endless possibilities, this property would make a great full-time home, mountain getaway, or investment opportunity. Bring your vision and make it your own! More photos coming soon.

401 Main Street, Copperhill

$129,900

3 Beds ⋅ 2 Baths ⋅ 3593706 MLS

Opportunity awaits less than 5 miles from McCaysville! Situated on 1.84 unrestricted acres, this unfinished cabin is ready for a new owner to bring their vision to life. The home is framed for a 3-bedroom, 2-bath layout with an additional loft and features a new roof, spray foam insulation, vaulted living area and covered front porch. Public water and electricity are available on the property, and several building materials currently on-site will convey with the sale. The wooded setting offers seasonal mountain views with the potential for incredible views through selective tree trimming. A unique opportunity to finish this cabin to your own style and specification. Located only minutes to the famous Ocoee Whitewater Center and all the recreational opportunities of the Cherokee National Forest. ***Property is being sold as-is, made up of 2 separate parcels, Buyer to perform all desired inspections and verify requirements for completion.

165 Barkers Circle, Copperhill

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.