Hamilton County Homes with True Waterfront

Welcome to Hamilton County, Tennessee, a picturesque region that seamlessly blends natural beauty with vibrant community living. Nestled in the heart of the Volunteer State, Hamilton County offers a unique lifestyle enriched by stunning landscapes, a rich history, and an array of recreational activities. With the majestic Tennessee River flowing through its veins, this county is a haven for water enthusiasts and nature lovers alike.

One of the most enchanting features of Hamilton County is its true waterfront homes. Imagine waking up to the soothing sounds of water lapping against your dock, with breathtaking views of the river and surrounding hills. These homes offer not just a place to live, but a lifestyle defined by tranquility and adventure. Whether you’re kayaking on the river, fishing from your private pier, or simply enjoying a sunset from your deck, true waterfront living in Hamilton County provides a unique connection to nature that is hard to replicate.

The community is also rich in amenities, from charming local shops and restaurants to well-maintained parks and recreational facilities. Families will appreciate the top-rated schools and community events that foster a close-knit atmosphere. With easy access to downtown Chattanooga, residents can enjoy the best of both worlds—serene waterfront living and the vibrancy of city life.

If you’re searching for a home that offers not only comfort and style but also a profound connection to nature, look no further than Hamilton County’s true waterfront properties. Here, your dream of lakeside living can become a reality, creating memories that will last a lifetime. Come explore this enchanting area and discover your perfect home by the water!

Newest Hamilton County Homes with True Waterfront

$850,000

4 Beds ⋅ 2 Baths ⋅ 3516111 MLS

Deep-Water Tennessee River Waterfront Cottage Living Experience the best of waterfront living with year-round deep-water access in this beautifully renovated 4-bedroom, 2-bath cottage on the Tennessee River. Situated on close to one acre, this charming home has been thoughtfully updated from top to bottom, offering low-maintenance living as a full-time residence, weekend retreat, or family getaway. The first level welcomes you with a spacious great room featuring beautiful water views, a galley-style kitchen, and a generous dining area designed for gathering with family and friends. Three bedrooms, a custom-tiled full bathroom, and a formal living area complete this level. Multiple entry points provide convenient access, including a handicap-accessible main entrance. Step outside onto the expansive waterfront deck--the perfect setting for entertaining, family celebrations, or relaxing while taking in spectacular evening sunsets over the river. The fully fenced yard offers plenty of room for children and pets to play while enjoying picturesque waterfront views. Upstairs, the private primary suite provides a peaceful retreat with its own intimate balcony--an ideal spot for morning coffee. A custom spiral staircase leads to the waterfront, where deep-water river access makes it easy to embrace the boating, fishing, and recreational lifestyle this property offers. If you're looking for the charm and history of an original Tennessee River fishing cottage combined with the comfort of a complete renovation and year-round deep-water access, this one is a must-see. Schedule your private showing today!

14310 Bluffview Drive, Birchwood

$175,000

3506546 MLS

Build your dream lakefront getaway in the sought-after Sunset Landing community of Harrison! This gently sloped .28-acre lot that conveys with septic permit offers year-round water views and dock-eligible shoreline--most neighboring homes have already built their own. All utilities are available at the street, and the property sits just minutes from Bear Trace Golf Course, 20 minutes from major shopping, and 35 minutes from Downtown Chattanooga. Whether you envision a weekend retreat or a full-time waterfront residence, this lot delivers the best of lake life with convenience and natural beauty.

6352 Lynn Road, Harrison

$225,000

3314852 MLS

Live on the water at beautiful Dallas Bay area on Lake Chickamauga! Last empty lot in this subdivision. Lake access lot with summer time water. Summer time water approximately April 15th through late October. Owner will have Lake access with TVA permit. Great opportunity to build on the lake and have your own boat dock. Dock present but old and not useable currently. There is a private drainage easement that currently runs through the property so price reflects the fact that the drainage will more than likely need to be relocated to the side of the property.

1836 Albermarle Drive, Hixson

$889,000

3 Beds ⋅ 4 Baths ⋅ 3288374 MLS

Water Front Living at its best. Come relax on the main channel of Chickamauga Lake just minutes from everything but in a tranquil setting. This lakeside cabin was built with the view in mind. The rear of the home designed with floor to ceiling windows to enjoy the view all day! Whether you are looking for full time living or a second home, this one will do! Two spacious bedrooms on the main level with one and half bathrooms. Easy to use kitchen with full pantry and leathered granite counter tops. Hardwood floors throughout with no carpet. Tongue and groove walls for that warm cabin feel. The fireplace with gas logs provides a centerpiece for the living area. The cathedral ceilings are stunning. The large suite upstairs has vaulted ceilings and a full bath with tile shower. The upstairs features an open sitting area with views of the lower level and the water. The finished walk out basement leaves you with many possibilities including a large space overlooking the lake. The basement includes laundry, fully plumbed bath for easily adding another shower, lots of storage. Walk out onto the wrap around deck, newly installed with composite materials for easy care. You will have year around water here! The path to the lake is asphalt for any easy ride down or use the stairs. The dock is covered with composite decking and the boat slip was added in 2025 with a boat lift. Fish from the dock or enjoy a meal or take in the sun. Large enough for entertaining! Home has a new roof installed this year! The detached garage is perfect storage for jet skis, side by side, etc. it's of parking and a newly paved black top driveway. Ready for lake life under 1M? Don't wait. This one has it all! Owner/Agent

13123 Eldridge Road, Harrison

$470,000

2 Beds ⋅ 2 Baths ⋅ 3279092 MLS

Steps from the Tennessee Riverwalk and tucked next to Manker Patten Tennis Club, 733 Battery Place #101 puts you right in the middle of everything downtown Chattanooga has to offer -- walkable to UTC, the Bluff View Art District, and the Chattanooga Rowing Club. Inside, this 2-bedroom, 2-bath condo spans approximately 1,500 square feet of open, one-level living, with a bright kitchen, living, and dining area that flows out to a large deck framing sweeping river views. Both bedrooms offer generous space and privacy, and secure private garage parking with convenient elevator access rounds out the package. Whether you're entertaining on the deck or heading out for a run along the river, this location can't be beat. (Information is deemed reliable but not guaranteed. Buyer should verify any information of concern, including but not limited to schools and square footage.)

733 Battery Place Unit #101, Chattanooga

$2,899,000

4 Beds ⋅ 4 Baths ⋅ 3270091 MLS

Experience exceptional waterfront living in this custom-built 2014 home by Jeff Leatherwood, thoughtfully designed to showcase breathtaking water views from nearly every room. Situated on 3.92 unrestricted acres with approximately 254 linear feet of waterfront, this remarkable property combines quality craftsmanship, privacy, and functionality in a truly picturesque setting. Whether you're enjoying the peaceful surroundings, launching your boat from the private ramp, or relaxing by the shoreline, every detail has been carefully planned to embrace the waterfront lifestyle. The open-concept main level offers beautiful hardwood flooring, extensive crown molding, built-in bookcases, soaring vaulted ceilings, and a spacious great room anchored by one of three fireplaces, including two gas fireplaces and one wood-burning fireplace. The gourmet kitchen is designed for both everyday living and entertaining, featuring marble countertops, stainless steel appliances, a gas range, generous pantry, breakfast bar, and an oversized breakfast room, all flowing seamlessly into the main living area while capturing stunning water views. The main-level primary suite serves as a peaceful retreat with panoramic water views, a luxurious bath complete with double vanities, soaking tub, oversized walk-in shower, and a spacious walk-in closet. The laundry room is conveniently located on the main level for added ease. The finished terrace level expands the home's versatility with two additional bedrooms, a full bath, a large Den and a flexible space currently enhanced with a dedicated dog shower. Reverse osmosis filtration, a whole-house water purifier, water softener, and propane service add comfort and efficiency throughout the home. Outside, you can enjoy outdoor fun! A private boat ramp and boat lift rated for boats up to 6,500 pounds provide convenient access to the water, while the expansive barn offers exceptional storage for an RV, boat, recreational equipment, or workshop space.

1850 Cash Canyon Road, Chattanooga

$915,000

3 Beds ⋅ 3 Baths ⋅ 3239612 MLS

Welcome to 1043 Clift Cave Drive, where breathtaking waterfront views, resort-style amenities, and proven investment potential come together to create the ultimate lakefront retreat. Nestled along the shores of Chickamauga Lake in Soddy-Daisy, this beautifully maintained two-level home offers approximately 2,450 square feet of thoughtfully designed living space and is being sold fully furnished, making it a truly turnkey opportunity for both investors and those seeking a personal lakeside escape. Currently operating as a successful short-term rental with an active STR permit already in place, this property is ready to continue generating income from day one. Whether you're looking for an investment property, vacation home, or full-time residence, this exceptional home offers endless possibilities. Step inside and immediately feel welcomed by the bright, open floor plan designed to embrace the beauty of waterfront living. Natural light fills the living spaces while expansive windows frame picturesque lake views, creating a peaceful backdrop throughout the home. The spacious living area invites you to gather with family and friends after a day on the water, while the adjoining kitchen and dining spaces provide the perfect setting for entertaining. The home features three true bedrooms and three full bathrooms, offering comfortable accommodations for family and guests. Downstairs, a versatile flex space currently functions as an additional sleeping area complete with two sets of bunk beds, making it ideal as a bunk room, game room, home office, or additional guest retreat. Outside is where this property truly shines. Imagine spending your days relaxing beside the in-ground pool featuring a new pool liner, hosting summer cookouts on the expansive outdoor living spaces, or soaking in the panoramic views of Chickamauga Lake.

1043 Clift Cave Drive, Soddy Daisy

$2,550,000

3 Beds ⋅ 3 Baths ⋅ 3214115 MLS

Welcome to 4919 Bal Harbor Circle! Perfectly positioned on the main channel, this exceptional lakefront estate offers a rare combination of luxury, privacy, and effortless access to the water, highlighted by a beautifully level backyard that gently leads to the shoreline, a feature that is hard to find in this area. Designed for both refined living and elevated entertaining, the main level features 3 spacious bedrooms, 3 well-appointed baths in which the owners suite has heated floors, and a thoughtfully designed layout that includes a formal dining room, inviting living room, and a warm, open kitchen and den area. A light-filled sunroom captures serene water views, while the expansive full-length deck creates a seamless indoor-outdoor experience. The built-in grilling station, complete with a gorgeous waterfall feature, sets the stage for unforgettable gatherings. Craftsmanship is evident from the moment you arrive, with a grand solid pecan wood front door and matching garage door that make a timeless first impression. The lower level is equally impressive, featuring a generous second living space, a bar area that includes a dishwasher and built-in ice maker. From there, you enter the covered patio area that extends your entertaining space outdoors. With a total of five garage bays, 2 on the main level and 3 below, there is ample room for vehicles, storage, and lake toys. At the water's edge, a covered double dock with two boat lifts offers immediate access to the lake, making every day feel like a retreat. This is more than a home, it's a lifestyle defined by comfort, elegance, and the kind of lakefront living that is truly hard to find. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Piano, pool table, pool table chairs, stools, pub table and pool table equipment do not convey.

4919 Bal Harbor Circle, Chattanooga

$699,000

2 Beds ⋅ 2 Baths ⋅ 3190286 MLS

Welcome to 200 Manufacturers Road #203 at One North Shore, one of the most desirable luxury condo communities in North Chattanooga, perfectly positioned between the scenic Tennessee River and the vibrant shops and restaurants of the North Shore. This beautifully updated residence offers one of the largest floor plans in the building, filled with natural light and thoughtfully designed for comfortable everyday living and effortless entertaining. This unit enjoys and inset doorway, perfect for adding decor for ambiance. This is only one of 12 units with a wide open doorway. The open living and dining areas flow seamlessly into the remodeled kitchen featuring solid wood cabinetry, granite and quartz countertops, and modern finishes, creating a welcoming space for gathering with friends and family. The spacious primary suite provides a private retreat with large bathrooms and generous storage, while the flexible layout offers the potential to create a third bedroom, office, or guest space--ideal for today's work-from-home lifestyle or hosting visitors. A rare feature in this building, the home includes a large walk-in laundry room with side-by-side appliances, providing convenience rarely found in condo living. Step outside to enjoy two private balconies overlooking the park and iconic bridges of downtown Chattanooga, offering beautiful views and the perfect place to start or end your day. Residents of One North Shore enjoy exceptional amenities including: • resort-style swimming pool • updated fitness center • stylish club room with kitchen • secure building access • walkable access to parks, restaurants, and riverfront trails From here you can walk to: • Coolidge Park • Walnut Street Bridge • Tennessee Aquarium • North Shore restaurants, boutiques, and coffee shops. Whether downsizing, relocating to the area, or ready for easy living in picturesque North Chattanooga, this is the one for you! Buyer to verify all info.

200 Manufacturers Road Unit #Apt 203, Chattanooga

$2,995,000

5 Beds ⋅ 5 Baths ⋅ 3173505 MLS

Welcome to 3635 Kings Rd, where lake living is elevated to its fullest expression. Positioned on the widest and most sought-after stretches of year-round water on the main-channel of Lake Chickamauga offering panoramic views of both sunrises and sunsets, remarkable private 1.45-acre waterfront retreat, and the rare convenience of being the 3rd closest lakefront property to downtown, local shopping, restaurants and airport. Golden opportunity to own, listed for the second time in 60 years, a true property seldom brought to market. This lakefront property not only has stunning one-of-a-kind Heart of Pine floors reclaimed from the historic Tivoli Theatre bringing a uniqueness of Chattanooga history into the home but also features 5,327 sq ft of fully renovated space, including a guest house for your visitors to experience a blend of timeless charm, comfort and modern luxury. This property includes five bedrooms and four and one-half bathrooms. What lake life experience would be complete without, a boat dock, boat house, and PWC port, for fishing, swimming, water sports, and irreplicable 80-year-old pines. The main level showcases an open great room concept with massive granite island, thoughtfully appointed 48'' Dacor gas cooktop, Bosch double ovens and dishwasher, Sub-Zero wine refrig, etc for entertaining. A walk-out covered deck off the main living space perfect for morning coffee, grilling, Bald Eagle watching or unwinding with spectacular sunset views. The primary suite is also located on the main level and features an en-suite bath, dual vanities, and his-and-her dual closets. The lower walk-out level with flexibility for a multi-generational family, privacy for teenagers, home theatre, or entertainment space with full kitchen, offering the feel of a private residence within the home. Designed as exceptional outdoor entertainment for both family and friends with a walk-out-level patio, outdoor shower, fire-pit, lighted horseshoe pit, and basketball co

3635 Kings Road, Chattanooga

$319,900

3139859 MLS

Discover an exceptional opportunity to build your dream lakefront retreat on Chickamauga Lake. This expansive homesite features over 200 feet of private waterfront with deep year-round water, offering the ideal setting for boating, fishing, and relaxed lake living. Part of the Tennessee River system, Chickamauga Lake is nationally recognized as one of the top ''big bass'' fisheries in the United States, making it a premier destination for anglers and outdoor enthusiasts alike. Situated within a beautifully maintained waterfront community, this property provides both privacy and access to outstanding shared amenities. Residents enjoy a private 2-acre lakefront common area featuring a boat ramp, courtesy dock, pavilion, grilling area, and fire pit--perfect for lakeside gatherings and sunset evenings with family and friends. All essential utilities are available, including EPB fiber-optic internet with speeds up to 1 gig, allowing you to stay connected while enjoying peaceful lakefront living. Whether you're envisioning a full-time residence, luxury lake getaway, or custom waterfront estate, this property offers the ideal canvas. Conveniently located in the Sale Creek community, the property is just 30 minutes north of downtown Chattanooga via four-lane highway, providing easy access to major employers, dining, shopping, and healthcare. A dock permit is already on file, giving you a valuable head start on creating your private waterfront lifestyle. Rarely does a property combine extensive waterfront, community amenities, and proximity to Chattanooga--schedule your private showing today and experience the beauty of Chickamauga Lake firsthand.

15887 Channel Pointe Drive, Sale Creek

$649,000

3003242 MLS

3237 Waterfront Dr, Chattanooga

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.