Hamilton County Homes with True Waterfront

Welcome to Hamilton County, Tennessee, a picturesque region that seamlessly blends natural beauty with vibrant community living. Nestled in the heart of the Volunteer State, Hamilton County offers a unique lifestyle enriched by stunning landscapes, a rich history, and an array of recreational activities. With the majestic Tennessee River flowing through its veins, this county is a haven for water enthusiasts and nature lovers alike.

One of the most enchanting features of Hamilton County is its true waterfront homes. Imagine waking up to the soothing sounds of water lapping against your dock, with breathtaking views of the river and surrounding hills. These homes offer not just a place to live, but a lifestyle defined by tranquility and adventure. Whether you’re kayaking on the river, fishing from your private pier, or simply enjoying a sunset from your deck, true waterfront living in Hamilton County provides a unique connection to nature that is hard to replicate.

The community is also rich in amenities, from charming local shops and restaurants to well-maintained parks and recreational facilities. Families will appreciate the top-rated schools and community events that foster a close-knit atmosphere. With easy access to downtown Chattanooga, residents can enjoy the best of both worlds—serene waterfront living and the vibrancy of city life.

If you’re searching for a home that offers not only comfort and style but also a profound connection to nature, look no further than Hamilton County’s true waterfront properties. Here, your dream of lakeside living can become a reality, creating memories that will last a lifetime. Come explore this enchanting area and discover your perfect home by the water!

Newest Hamilton County Homes with True Waterfront

$799,000

4 Beds ⋅ 4 Baths ⋅ 3610560 MLS

Welcome to 7334 Royal Harbour Circle, a spacious home tucked inside the desirable Royal Harbour Estates lake community in Ooltewah. Offering nearly 3,500 square feet, this 4-bedroom, 3.5-bath home also features a large bonus room, three-car garage, and a versatile floor plan with plenty of room to spread out. Set on approximately .36 acres and surrounded by mature landscaping, the home makes a beautiful first impression with its 3/4 brick exterior, expansive front lawn, and side-entry garage. Step inside to a dramatic two-story foyer highlighted by an open staircase. The main level offers multiple living and entertaining spaces, including a formal dining room, separate living room with French doors, and an inviting family room centered around a gas-log fireplace. The kitchen is designed with both everyday living and entertaining in mind, featuring abundant cabinetry, granite countertops, tile backsplash, stainless steel appliances, center island, peninsula with bar seating, large pantry, and a spacious breakfast area. From both the kitchen and family room, enjoy easy access to the rear deck perfect for grilling, entertaining, or relaxing beneath the shade of the backyard's mature trees. A powder room and dedicated laundry room with utility sink complete the main level. Upstairs, the oversized primary suite provides a private retreat with a generous walk-in closet and ensuite bath featuring dual granite vanities, tiled shower, soaking tub, linen storage, and private water closet. Three additional spacious bedrooms offer walk-in closets, including one with its own private ensuite bath. An additional full bathroom and large bonus room provide even more flexibility for a media room, playroom, home office, or additional living space. A convenient rear staircase connects the upper level directly to the kitchen area. Outside, you'll find a shaded backyard, irrigation system, spacious deck, and three-car side-load garage consisting of a two-car bay with service door plus

7334 Royal Harbour Circle, Ooltewah

$849,900

3 Beds ⋅ 4 Baths ⋅ 3598593 MLS

Enjoy year-round waterfront living on the main channel of Chickamauga Lake, where peaceful lake views and everyday comfort come together. Designed to take full advantage of its setting, this inviting lakeside home features soaring cathedral ceilings and floor-to-ceiling windows across the rear of the home, filling the living space with natural light and showcasing beautiful water views. The main level offers two spacious bedrooms, one-and-a-half baths, hardwood flooring, and warm tongue-and-groove walls that give the home its classic cabin character. The kitchen features leathered granite countertops, a full pantry, and an easy, functional layout, while the living area is centered around a fireplace with gas logs. Upstairs, the spacious suite features vaulted ceilings and a private full bath with a tiled shower. An open sitting area overlooks the main living space and offers another spot to enjoy views of the lake. The finished walk-out basement provides even more flexible living space with lake views, laundry, abundant storage, and a partially finished bath that is already plumbed for the addition of a shower. Outside is where this property truly shines. A newly installed composite wraparound deck provides plenty of space to relax, entertain, and enjoy the waterfront setting. An asphalt path and stairs lead to the lake, where you'll find a covered dock with composite decking, a boat slip added in 2025, and a boat lift. With year-round water, the dock is ready for boating, fishing, dining by the water, or simply soaking up the sunshine. Additional updates and features include a new roof, newly paved asphalt driveway, ample parking, and a detached garage offering convenient storage for lake gear, jet skis, a side-by-side, and more. Whether you're searching for a full-time residence or a lake getaway, this Chickamauga Lake property offers the space, setting, and waterfront amenities to make the most of lake life.

13123 Eldridge Road, Harrison

$595,000

2 Beds ⋅ 3 Baths ⋅ 3593001 MLS

Riverfront Living, Redefined -- 3162 Waterfront Drive Wake up to the Tennessee River every single day. Tucked into the sought-after Browns Ferry Landing community, this all-brick, two-story townhome delivers what most Chattanooga homes only dream of: year-round deep water, a private stationary dock, and sweeping river views from nearly every gathering space. Step through the foyer and you're greeted by warm brick flooring and decorative molding that set the tone for the entire main level. The living room is the heart of the home -- an electric fireplace for cool Tennessee evenings, and a wall of windows framing the water beyond. The updated galley kitchen features custom cabinetry and a pantry -- and all kitchen appliances remain, including the refrigerator -- while the formal dining room showcases rich hardwood floors and room for every holiday table. A dedicated office and convenient half bath complete the first floor. Upstairs, the primary suite offers a true retreat with an en suite bath, double vanity, and walk-in closet -- plus its own private screened porch, where you can step outside each morning and take in the river view in total comfort. A second bedroom and full bath round out the upper level, along with conveniently located laundry right where you need it and a walk-in attic for effortless storage. The outdoor living is where this home truly shines. A covered porch, deck, and garden patio step down toward the river -- the perfect backdrop for morning coffee, sunset dinners, or an afternoon that starts and ends at your own dock. And when the day winds down, the hot tub on the patio remains -- settle in under the stars with the river as your view. And the big-ticket items are already handled: both HVAC systems were replaced in 2024, the roof was recoated in 2025, and the HOA takes care of lawn maintenance and mulching -- so your weekends belong to the river, not the yard.

3162 Waterfront Drive, Chattanooga

$1,675,000

5 Beds ⋅ 4 Baths ⋅ 3540483 MLS

A rare find: Quality Custom built Lake house. 121 feet of water frontage on a level lot. Along with breathtaking views of the lake and mountains. Unmatched ambience and privacy within a charming community. Convenient Ooltewah Location. Nearby grocery store, bakery, pharmacy, deli, Starbucks, & Fuel. Also convenient to shopping and restaurants (Ooltewah's Cambridge Square), and major thoroughfares(25 Minutes to Airport). The quality of Construction stands out in this mostly all Brick home. The floor plan features a main level guest bedroom that could easily be modified into a second primary suite. Two story Foyer, custom hardwood staircase, craftsmanship and quality of trim and crown moldings throughout, combines elegance and comfort. Features interior transom windows. Lots of natural light with many quality windows and doors(including but not limited to interior French doors). Plantation shutters, high ceilings. Two fireplaces with brick chimney. Excellent floor plan. Three car garage with plenty of extra workshop space and or overall storage. Boat house features two boat slips and hoist. Waterfront, leaving satisfies all age groups for fishing to jet skis, surfing, pleasure, cruises to many restaurants and Marinas and State Parks and Chattanooga's downtown district and near by river gorge. Too many features and benefits to mention. Must see to appreciate.

9060 Gull Lane, Ooltewah

$645,000

3 Beds ⋅ 3 Baths ⋅ 3531190 MLS

A WATERFRONT SETTING YOU HAVE TO EXPERIENCE IN PERSON! Tucked away offering a rare combination of seasonal waterfront living, privacy, wildlife, extensive recent improvements, & easy access to the outdoor lifestyle East Tennessee is known for. Photos simply cannot capture the setting, peaceful surroundings, & connection to the water--this is one you need to see in person. Step outside and experience summertime water right in your backyard. Launch a kayak, bring your boat to the shoreline, spend the afternoon fishing, or simply relax along the bank and enjoy the view. Per TVA guidelines, a boat or kayak may be kept or launched from the shoreline/bank; however, a dock is not permitted. For boating enthusiasts, the property is also conveniently located near several area marinas, giving you even more options for boat storage, launching, dining, and enjoying the surrounding waterways. Outdoor recreation is everywhere. Some of the area's best fishing can be enjoyed right from your own backyard, while public land offering hunting opportunities is just a short boat ride away. The property is also near a bird sanctuary, creating an incredible environment for bird watching & wildlife. Adding even more personality to this special property--it even has its own beehive! The home has undergone an impressive transformation, with major improvements completed in 2026, including a NEW ROOF, NEW SIDING, NEW FLOORING, NEW LANDSCAPING, fresh interior paint, freshly painted front & back porches, NEW interior lighting, & a NEW 80-gallon water heater. In 2024-2025 seller updated primary bathroom and freshly painted fencing. In 2023-2024, the water line from the road to the home was replaced with a 3/4-inch PEX line. Whether you're searching for a full-time residence, a peaceful waterfront retreat, or simply a property that offers something completely different from the typical Ooltewah home, this home deserves to be seen in person. Schedule your private showing today!

7350 Wolftever Trail, Ooltewah

$1,615,000

5 Beds ⋅ 5 Baths ⋅ 3528223 MLS

This 2023 modern architectural masterpiece--built to maximize natural light and narrow-water tranquility--is your key to effortless dockside living. The heart of the home centers around a gourmet kitchen featuring sleek Samsung Bespoke appliances, quartz countertops, custom cabinetry painted in serene Aleutian Blue, and a hidden butler's pantry. Soaring ceilings and a wall of windows fill the main living area with natural light, while a cozy screened porch offers the ultimate front-row seat for watching backyard wildlife over morning coffee or evening wine. Thoughtful craftsmanship shines throughout, from the luxury tiled shower in the primary suite to the versatile upstairs bonus room with a walk-in attic. Downstairs, a fully equipped terrace-level suite--complete with its own kitchen, secondary laundry, private primary suite, guest bedroom, office, and full bath--provides an ideal setup for multi-generational living or seamless host-worthy stays. Upgraded for total peace of mind with a whole-house water filtration system, tankless water heaters, main-kitchen reverse osmosis, and custom window treatment. Enjoy the ultimate waterfront lifestyle with your own private dock with private access to boating, swimming, paddling, fishing and endless days on summer water. This retreat extends seamlessly outside to a Trex composite covered dock fitted with two boat lifts, two PWC docks, and a storage locker with beautiful lake views. All of this sits just minutes from downtown Chattanooga dining, theatre and stadiums, and Ooltewah's Cambridge Square, offering the perfect blend of convenience and waterfront living. Buyer to verify all details deemed reliable but not guaranteed.

7523 Wolftever Trail, Ooltewah

$1,200,000

4 Beds ⋅ 3 Baths ⋅ 3526739 MLS

Set behind the gates of Lost Lake in Ooltewah, this 2022-built home offers 3,164 square feet on 5.61 wooded, lakefront acres with incredible sunset views. The thoughtfully designed layout includes four bedrooms, a dedicated office and an upstairs family or bonus room. The main-level primary suite is privately positioned opposite a second bedroom with an adjacent full bath, while two additional bedrooms are upstairs. Four garage bays include two front-loading bays on the main level and two in the walk-out basement. Step inside through the grand foyer, past a private office, where the soaring two-story great room with a gas fireplace creates an impressive first view of the home. Expansive windows fill the space with natural light, framing beautiful views of the water. The living room flows into the kitchen, centered around a spacious island with granite countertops and an adjoining pantry. A screened porch extends the living space outdoors. Privately positioned on the main level, the primary bedroom and bath offer a peaceful retreat overlooking the property. The full unfinished basement offers two garage bays, generous storage rooms and excellent potential for future finished living space, guest quarters or an in-law suite, or expansive storage and a storm shelter scenario. Additional features include a partially fenced backyard, garden beds, full-house generator system, finished basement stairwell, and a secondary driveway. At the water, a private floating dock creates a place to sunbathe, fish, launch a kayak or simply enjoy some of the prettiest sunsets in Ooltewah. Lost Lake is a private, stocked, non-motorized lake where residents can enjoy fishing, swimming, kayaking and paddleboarding. With gated access, spacious homesites and wooded surroundings, this is a rare opportunity to own a newer home with acreage, privacy and true lake frontage, all while remaining convenient to the shopping, dining and everyday amenities of Ooltewah, Harrison and Chatt

10660 Lost Lake Circle, Ooltewah

$160,000

3506546 MLS

Build your dream lakefront getaway in the sought-after Sunset Landing community of Harrison! This gently sloped .28-acre lot that conveys with septic permit offers year-round water views and dock-eligible shoreline--most neighboring homes have already built their own. All utilities are available at the street, and the property sits just minutes from Bear Trace Golf Course, 20 minutes from major shopping, and 35 minutes from Downtown Chattanooga. Whether you envision a weekend retreat or a full-time waterfront residence, this lot delivers the best of lake life with convenience and natural beauty.

6352 Lynn Road, Harrison

$175,000

3314852 MLS

Motivated Seller open to reasonable offers. Live on the water at beautiful Dallas Bay area on Lake Chickamauga! Last empty lot in this subdivision. Lake access lot with summer time water. Summer time water approximately April 15th through late October. Owner will have Lake access with TVA permit. Great opportunity to build on the lake and have your own boat dock. Dock present but old and not useable currently. There is a private drainage easement that currently runs through the property so price reflects the fact that the drainage will more than likely need to be relocated to the side of the property.

1836 Albermarle Drive, Hixson

733 Battery Place Unit #101, Chattanooga

$450,000

2 Beds ⋅ 2 Baths ⋅ 3279092 MLS

Steps from the Tennessee Riverwalk and tucked next to Manker Patten Tennis Club, 733 Battery Place #101 puts you right in the middle of everything downtown Chattanooga has to offer -- walkable to UTC, the Bluff View Art District, and the Chattanooga Rowing Club. Inside, this 2-bedroom, 2-bath condo spans approximately 1,500 square feet of open, one-level living, with a bright kitchen, living, and dining area that flows out to a large deck framing sweeping river views. Both bedrooms offer generous space and privacy, and secure private garage parking with convenient elevator access rounds out the package. Whether you're entertaining on the deck or heading out for a run along the river, this location can't be beat. (Information is deemed reliable but not guaranteed. Buyer should verify any information of concern, including but not limited to schools and square footage.)

733 Battery Place Unit #101, Chattanooga

$2,699,900

4 Beds ⋅ 4 Baths ⋅ 3270091 MLS

Experience exceptional waterfront living in this custom-built 2014 home by Jeff Leatherwood, thoughtfully designed to showcase breathtaking water views from nearly every room. Situated on 3.92 unrestricted acres with approximately 254 linear feet of waterfront, this remarkable property combines quality craftsmanship, privacy, and functionality in a truly picturesque setting. Whether you're enjoying the peaceful surroundings, launching your boat from the private ramp, or relaxing by the shoreline, every detail has been carefully planned to embrace the waterfront lifestyle. The open-concept main level offers beautiful hardwood flooring, extensive crown molding, built-in bookcases, soaring vaulted ceilings, and a spacious great room anchored by one of three fireplaces, including two gas fireplaces and one wood-burning fireplace. The gourmet kitchen is designed for both everyday living and entertaining, featuring marble countertops, stainless steel appliances, a gas range, generous pantry, breakfast bar, and an oversized breakfast room, all flowing seamlessly into the main living area while capturing stunning water views. The main-level primary suite serves as a peaceful retreat with panoramic water views, a luxurious bath complete with double vanities, soaking tub, oversized walk-in shower, and a spacious walk-in closet. The laundry room is conveniently located on the main level for added ease. The finished terrace level expands the home's versatility with two additional bedrooms, a full bath, a large Den and a flexible space currently enhanced with a dedicated dog shower. Reverse osmosis filtration, a whole-house water purifier, water softener, and propane service add comfort and efficiency throughout the home. Outside, you can enjoy outdoor fun! A private boat ramp and boat lift rated for boats up to 6,500 pounds provide convenient access to the water, while the expansive barn offers exceptional storage for an RV, boat, recreational equipment, or w

1850 Cash Canyon Road, Chattanooga

$915,000

3 Beds ⋅ 3 Baths ⋅ 3239612 MLS

Welcome to 1043 Clift Cave Drive, where breathtaking waterfront views, resort-style amenities, and proven investment potential come together to create the ultimate lakefront retreat. Nestled along the shores of Chickamauga Lake in Soddy-Daisy, this beautifully maintained two-level home offers approximately 2,450 square feet of thoughtfully designed living space and is being sold fully furnished, making it a truly turnkey opportunity for both investors and those seeking a personal lakeside escape. Currently operating as a successful short-term rental with an active STR permit already in place, this property is ready to continue generating income from day one. Whether you're looking for an investment property, vacation home, or full-time residence, this exceptional home offers endless possibilities. Step inside and immediately feel welcomed by the bright, open floor plan designed to embrace the beauty of waterfront living. Natural light fills the living spaces while expansive windows frame picturesque lake views, creating a peaceful backdrop throughout the home. The spacious living area invites you to gather with family and friends after a day on the water, while the adjoining kitchen and dining spaces provide the perfect setting for entertaining. The home features three true bedrooms and three full bathrooms, offering comfortable accommodations for family and guests. Downstairs, a versatile flex space currently functions as an additional sleeping area complete with two sets of bunk beds, making it ideal as a bunk room, game room, home office, or additional guest retreat. Outside is where this property truly shines. Imagine spending your days relaxing beside the in-ground pool featuring a new pool liner, hosting summer cookouts on the expansive outdoor living spaces, or soaking in the panoramic views of Chickamauga Lake.

1043 Clift Cave Drive, Soddy Daisy

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.