Reliance Homes under $400,000

Reliance Homes under $400,000

Welcome to Reliance, Tennessee – a hidden gem nestled in the heart of the Volunteer State. Known for its stunning natural beauty and friendly community, Reliance is an idyllic destination for those looking to escape the hustle and bustle of city life while still enjoying the comforts and conveniences of modern living. With the picturesque Appalachian Mountains as your backdrop and the tranquil waters of the Hiwassee River nearby, outdoor enthusiasts will find endless opportunities for hiking, fishing, and kayaking right at their doorstep.

One of the most appealing aspects of Reliance is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you'll discover a variety of charming properties that combine affordability with character. Whether you're looking for a cozy cottage, a spacious family home, or a serene retreat, Reliance has something to suit every lifestyle and preference.

The community is rich in history and culture, offering a warm, welcoming atmosphere that makes it easy to feel at home. Local shops, restaurants, and community events provide ample opportunities to connect with neighbors and immerse yourself in the vibrant local culture. Plus, with its proximity to larger cities like Chattanooga and Cleveland, residents can enjoy the best of both worlds – a peaceful small-town vibe with easy access to urban amenities.

If you're searching for a place where nature meets community, and where your dream home is well within reach, look no further than Reliance, TN. Discover the charm and potential of this enchanting town today!

Newest Reliance Homes under $400,000

no property photo
$170,000
1 Beds ⋅ 1 Baths ⋅ 3546469 MLS
Welcome home to 2 Dog Hollow! Your own secluded retreat in the middle of the Cherokee National Forest, and just steps from the Hiwassee River. A completely off the grid experience that checks every box: Solar power (with a backup generator), well water, a large propane tank, acreage, seclusion, bright nighttime stars unpolluted by artificial light, and the sound of complete silence. This property features one bedroom and one full bathroom, plus a large living area with a propane heater, gas stove, and large open concept kitchen area. Another storage building also conveys with the property and is available to view. If you've been looking for a place to really get away from it all... this cabin in the woods cannot be beat.

2 Dog Hollow Road, Reliance
1274 Childers Creek Road, Reliance
$194,999
3 Beds ⋅ 1 Baths ⋅ 1542381 MLS
Welcome to peaceful Reliance TN! This 1800sf SITE-BUILT home, 3 bedroom, 1 large bath ON 1 AC offers comfortable country living just minutes from the beautiful Hiwassee River and exciting outdoor recreation. EXCELLENT AT&T cell/ Wifi service at this home. Freshly updated with 2026 NEW: inter/exterior paint, laminate flooring throughout, submergable WELL pump, 30 gal well tank, Heat/AC window unit to cool/heat entire home and new hot water heater 25 gals. The home is clean, inviting and ready for its next owner. One of the highlights is the spacious 40' x 10' sunroom, complete with an Ashley wood stove that can heat the whole home. Inside you'll find a comfortable living area, dining space, roomy kitchen with plenty of cabinet space, a master bedroom with a additional sitting/ office area or nursery, 2 more bedrooms and a large spacious bathroom with w/dryer connections. Outside the home's long covered front porch (50' x 8') is made for rocking chairs, a swing and quiet mornings. Also a 10' x 10' covered back porch, all for overlooking a peaceful wooded setting that captures the laid-back character of Reliance. Whether you are looking for a full-time residence, weekend getaway or an investment VRBO near the Hiwassee, this property offers an opportunity to enjoy the beauty of East Tennessee. Come sit on the porch, slow down, and experience life near the Hiwassee River! stove in kitchen & clothes dryer included. Septic tank is in perfect working order. Place for 25' x 50' garage to be built. Root cellar under home. Home is built on rock/ pier & beam/ SOLID. 2 - 220 Electric heaters convey.

1274 Childers Creek Road, Reliance
1274 Childers Creek Rd, Reliance
$194,999
3 Beds ⋅ 1 Baths ⋅ 3543137 MLS
Welcome to peaceful Reliance TN! This 1800sf SITE-BUILT home, 3 bedroom, 1 large bath offers comfortable country living just minutes from the beautiful Hiwassee River and exciting outdoor recreation. EXCELLENT AT&T cell/ Internet service at this home. Freshly updated with 2026 new inter/exterior paint and new laminate flooring throughout, the home is clean, inviting and ready for its next owner. One of the highlights is the spacious 40' x 10' sunroom, complete with an Ashley wood stove that can heat the whole home. Inside you'll find a comfortable living area, dining space, roomy kitchen with plenty of cabinet space, a master bedroom with a additional sitting/ office/ or nursery area, 2 more bedrooms and a large spacious bathroom with w/dryer connections. Outside the home's long covered front porch (50' x 8') is made for rocking chairs, a swing and quiet mornings. Also a 10' x 10' covered back porch, all for overlooking a peaceful wooded setting that captures the laid-back character of Reliance. Whether you are looking for a full-time residence, weekend getaway or an investment VRBO near the Hiwassee, this property offers an opportunity to enjoy the beauty of East Tennessee. Come sit on the porch, slow down, and experience life near the Hiwassee River! Well water equipped with new submergable pump, new 30 gal tank all good for 30 years. New Heat/AC window unit to cool/heat entire home. 4 parking spaces. New hot water heater 25 gals; stove; dryer included. Septic tank is in perfect working order. Place for 25' x 50' garage to be built. Root cellar under home. Home is built on rock/ pier & beam/ solid. 2 - 220 Electric heaters convey.

1274 Childers Creek Rd, Reliance
2 Dog Hollow Road, Reliance
$170,000
1 Beds ⋅ 1 Baths ⋅ 1539126 MLS
Welcome home to 2 Dog Hollow! Your own secluded retreat in the middle of the Cherokee National Forest, and just steps from the Hiwassee River. A completely off the grid experience that checks every box: Solar power (with a backup generator), well water, a large propane tank, acreage, seclusion, bright nighttime stars unpolluted by artificial light, and the sound of complete silence. This property features one bedroom and one full bathroom, plus a large living area with a propane heater, gas stove, and large open concept kitchen area. Another storage building also conveys with the property and is available to view. If you've been looking for a place to really get away from it all... this cabin in the woods cannot be beat.

2 Dog Hollow Road, Reliance
230 Big Towee Road, Reliance
$375,000
2 Beds ⋅ 1 Baths ⋅ 3285624 MLS
Your Mountain Stronghold: Security, Self-Reliance, and Sanctuary Escape the chaos and secure your future in this ultimate retreat. Perched atop a majestic mountain and nestled within a protective canyon, this property offers unmatched security and privacy--a true sanctuary that is a world away, yet easily accessible. This is more than a home; it's a foundation for sustainable living and self-reliance. Within the secure, gated community of Towee Mountain, you will find peace of mind on 2.75 acres of pristine land. The centerpiece is a large, stocked pond, fed by a clean mountain stream, providing a reliable resource and a source of food. Enjoy quiet moments on the water from your private dock and gazebo. The cabin itself is a ready-made headquarters for the self-sufficient life you crave. It features expansive front and side porches, ideal for enjoying the stunning natural surroundings and keeping watch over your domain. Two functional outbuildings provide ample space for storage, workshops, or essential supplies. The transfer includes all major appliances--kitchen, washer, and dryer--so you can settle in immediately and begin living the American dream. This location is an unparalleled base for an active, freedom-focused lifestyle. Beyond your gates, the land offers superb hunting and fishing opportunities. The nearby Hiwassee and Ocoee Rivers offer thrilling rafting and fishing, keeping you connected to the wild and enduring landscape. Claim your independence and establish your legacy. This is your chance to own a private, protective mountain parcel designed for the person who values security, self-reliance, and tradition.

230 Big Towee Road, Reliance
230 Big Towee Road, Reliance
$375,000
2 Beds ⋅ 1 Baths ⋅ 1538829 MLS
Your Mountain Stronghold: Security, Self-Reliance, and Sanctuary Escape the chaos and secure your future in this ultimate retreat. Perched atop a majestic mountain and nestled within a protective canyon, this property offers unmatched security and privacy--a true sanctuary that is a world away, yet easily accessible. This is more than a home; it's a foundation for sustainable living and self-reliance. Within the secure, gated community of Towee Mountain, you will find peace of mind on 2.75 acres of pristine land. The centerpiece is a large, stocked pond, fed by a clean mountain stream, providing a reliable resource and a source of food. Enjoy quiet moments on the water from your private dock and gazebo. The cabin itself is a ready-made headquarters for the self-sufficient life you crave. It features expansive front and side porches, ideal for enjoying the stunning natural surroundings and keeping watch over your domain. Two functional outbuildings provide ample space for storage, workshops, or essential supplies. The transfer includes all major appliances--kitchen, washer, and dryer--so you can settle in immediately and begin living the American dream. This location is an unparalleled base for an active, freedom-focused lifestyle. Beyond your gates, the land offers superb hunting and fishing opportunities. The nearby Hiwassee and Ocoee Rivers offer thrilling rafting and fishing, keeping you connected to the wild and enduring landscape. Claim your independence and establish your legacy. This is your chance to own a private, protective mountain parcel designed for the person who values security, self-reliance, and tradition.

230 Big Towee Road, Reliance
197 Fay Drive, Reliance
$150,000
1 Beds ⋅ 1 Baths ⋅ 3223311 MLS
Mountain Potential: 6.01 Acres Near Cherokee National Forest 1 Bedroom | 1 Bathroom | Unfinished Structure | Private Tennessee Wilderness This isn't just a listing; it's a blank canvas for your ultimate mountain getaway. Tucked away on 6.01 pristine acres, this property features an unfinished 1-bedroom, 1-bathroom home that is perfectly positioned for someone with a vision. Located on the Cherokee National Forest border, this is a dream location for hikers, hunters, and outdoor enthusiasts. The Vision: Finish Your Way The Structure: The heavy lifting is started. This unfinished 1BR/1BA layout allows you to choose your own finishes, flooring, and style without the cost of starting from the ground up. Compact Living: Ideal for a luxury tiny home, a rugged hunting cabin, or a high-demand short-term rental for national forest visitors. Customization: With the interior ready for completion, you can design a space that maximizes the surrounding views and mountain air. The Land: 6.01 Private Acres Cherokee National Forest Access: Enjoy world-class hiking, trout fishing, and adventure right in your backyard. You are minutes from some of the most beautiful protected land in the Eastern U.S. Abundant Wildlife: The acreage serves as a natural corridor for deer, bear, turkey and the local fauna that call these mountains home. Wooded Privacy: Mature hardwoods provide a natural canopy, ensuring your mountain retreat remains secluded and peaceful. Why This Property? Investment Opportunity: Unfinished homes on significant acreage near national forests are rare finds in the 2026 market. Equity is built the moment you finish the interior. The ''Off-Grid'' Feel: While accessible, the property offers that coveted ''middle of nowhere'' feeling that is becoming increasingly hard to find. Sustainable Potential: Plenty of room for a solar array, a deep well, or a mountain garden to create a fully self-sufficient homestead.

197 Fay Drive, Reliance
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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.