Chattanooga Homes under $700,000

Chattanooga Homes under $700,000

Welcome to Chattanooga, Tennessee, a vibrant city nestled in the foothills of the Appalachian Mountains. Known for its breathtaking natural beauty, this charming city offers a unique blend of outdoor adventure, rich history, and a thriving cultural scene. With the Tennessee River flowing through its heart, Chattanooga is a haven for outdoor enthusiasts, featuring stunning parks, scenic trails, and numerous opportunities for boating, hiking, and cycling.

Chattanooga is not just about nature; it boasts a lively downtown area filled with eclectic shops, delicious dining options, and cultural attractions like the Tennessee Aquarium and the Hunter Museum of American Art. The city's revitalized riverfront is perfect for leisurely strolls, while the historic Chattanooga Choo Choo and the vibrant arts district provide a glimpse into the city’s rich past and dynamic present.

For those looking to call this beautiful city home, there’s a fantastic selection of homes available under $700,000. Whether you’re seeking a cozy bungalow in a quaint neighborhood or a modern family home with stunning views, Chattanooga offers a diverse array of options to fit any lifestyle. With its affordable housing market, you can find the perfect place to create lasting memories without breaking the bank.

Experience the charm of Chattanooga, where friendly faces and a welcoming community await. Explore the homes available today and discover why so many are choosing to make this enchanting city their home. Your dream house in Chattanooga is just a step away!

Newest Chattanooga Homes under $700,000

4160 Outpost Way, Chattanooga
$359,000
3 Beds ⋅ 4 Baths ⋅ 3611965 MLS
Welcome to The Outpost, a modern townhome community picturesquely located at the foot of Raccoon and Aetna mountains and just minutes from downtown Chattanooga. Whether you are looking for a convenient primary residence, a weekend crash pad or a potential STVR, these architecturally distinctive units reminiscent of a mountain chalet offer proximity to hiking and biking trails, the Tennessee River, additional local mountains and parks, The Black Creek Golf Club, shopping, restaurants and more. This spacious 3 bedroom, 3.5 bath end unit boasts an open floor plan, the primary on the main, great natural lighting, LVP and tile flooring throughout and great outdoor living spaces to take advantage of the setting. The main floor features a dedicated foyer with access to the primary suite and the powder room. It then leads to the open kitchen and living room. The kitchen has granite countertops, tile backsplash, soft-close cabinetry, stainless appliances and a nice pantry under the stairs. The living room has access to the deck, providing a nice flow for everyday living. Head upstairs where you will find 2 additional en suite guest bedrooms and a hall laundry closet with stackable washer and dryer. One of the bedrooms is definitely primary worthy with the bath boasting a tiled shower and large linen closet, and the 3rd bedroom suite offers a private balcony. All in all, a great layout and a great location, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

4160 Outpost Way, Chattanooga

4160 Outpost Way, Chattanooga
$359,000
3 Beds ⋅ 4 Baths ⋅ 1544038 MLS
Welcome to The Outpost, a modern townhome community picturesquely located at the foot of Raccoon and Aetna mountains and just minutes from downtown Chattanooga. Whether you are looking for a convenient primary residence, a weekend crash pad or a potential STVR, these architecturally distinctive units reminiscent of a mountain chalet offer proximity to hiking and biking trails, the Tennessee River, additional local mountains and parks, The Black Creek Golf Club, shopping, restaurants and more. This spacious 3 bedroom, 3.5 bath end unit boasts an open floor plan, the primary on the main, great natural lighting, LVP and tile flooring throughout and great outdoor living spaces to take advantage of the setting. The main floor features a dedicated foyer with access to the primary suite and the powder room. It then leads to the open kitchen and living room. The kitchen has granite countertops, tile backsplash, soft-close cabinetry, stainless appliances and a nice pantry under the stairs. The living room has access to the deck, providing a nice flow for everyday living. Head upstairs where you will find 2 additional en suite guest bedrooms and a hall laundry closet with stackable washer and dryer. One of the bedrooms is definitely primary worthy with the bath boasting a tiled shower and large linen closet, and the 3rd bedroom suite offers a private balcony. All in all, a great layout and a great location, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

4160 Outpost Way, Chattanooga

1236 S Seminole Drive, Chattanooga
$350,000
4 Beds ⋅ 2 Baths ⋅ 1544039 MLS
**MORE Pictures coming soon***The property qualifies for special financing with Trust Federal Credit Union*** Picture slow mornings with coffee in hand, weekend cookouts in a level backyard and evenings gathered around the table with the people you love. This 4-bedroom, 2-bath single-story home offers 2,124 square feet of comfort living in Chattanooga's East Ridge area, with the big updates already done so you can spend your time enjoying it. Inside, the main living areas are all on one level, with just a few steps adding character between spaces. The kitchen is ready for everything from busy weeknight dinners to holiday hosting, with a new floor, some updated plumbing, a 2026 stove and dishwasher, and a 2024 refrigerator. Four bedrooms give everyone room to spread out, with space for guests, a home office, a playroom or a hobby room. Both full bathrooms have been updated with some grab bars added. Behind the walls and overhead, this home has been cared for in ways that bring real peace of mind: a durable metal roof, an electrical panel about two years old, a new main drain in the crawlspace, a new city provided sewer main, new attic venting and an added 8 inches of insulation for year-round comfort. Step outside to a level lot that's easy to enjoy, whether you're planting a garden to add to your Peach, Fig, Apple, Banana, Kiwi, Blueberry, and Blackberry plants or throwing a ball or relaxing outdoors on a warm evening. With shopping, dining and parks nearby and quick access to I-75, getting around town is simple. Move-in ready, thoughtfully updated and full of room to live, 1236 S Seminole Drive is ready for its next chapter. Schedule your private showing today!

1236 S Seminole Drive, Chattanooga

1622 Waterhouse Street, Chattanooga
$169,000
3 Beds ⋅ 2 Baths ⋅ 1544035 MLS
RARE INVESTMENT OPPORTUNITY -- SELLER ACCEPTING ALL OFFERS NOW! Bring your vision and take advantage of an opportunity to purchase a home well below online estimated values. Zillow currently estimates the property at approximately $246,400, while another automated valuation reflects approximately $250,000. Property is priced to reflect its current condition and needed repairs. The home sits on a large, level, fenced yard in a super-convenient location just minutes from I-75, shopping and restaurants. Features include an attached carport, large covered front porch, screened back porch, open floor plan and wood-burning fireplace. The property needs renovation before it reaches its full potential. Seller has obtained an approximately $45,000 contractor quote from Eric Walters Construction to complete identified work, including: • Ceiling repairs in three rooms • Electrical work in the kitchen and main living room • New flooring throughout • Interior painting throughout • Kitchen renovation/upgrades • Light exterior cleanup and improvements The property is currently occupied, and the occupants are preparing to relocate out of town. Seller is motivated, ready to move and considering ALL OFFERS NOW. Qualified buyers may also be eligible for a 1% incentive when financing through preferred lender HomeRate Mortgage, subject to lender guidelines, loan qualification and applicable program terms. Investor, renovation or value-add opportunity -- bring your offer! Contact the listing Realtor for property details, contractor information, showing instructions and financing options. Buyer to verify square footage, school zones, property condition, repair estimates and all information deemed important to the purchase.

1622 Waterhouse Street, Chattanooga

3711 Lamar Avenue, Chattanooga
$275,000
2 Beds ⋅ 1 Baths ⋅ 1544034 MLS
There's so much to love and appreciate in this charming 2 bedroom, 1 bath home with its inherent character and modern updates. Recently finished hardwood floors complement the home's original doors and hardware, while replacement windows and 2 inch blinds provide added comfort and convenience. Enter the home from the spacious, partially covered front porch into the comfortable and sunlit living room. Its large windows and fire place add to its charm and comfort to enjoy throughout the day. The eat in kitchen, which can be conveniently accessed from the driveway, offers modern appliances and a laundry closet with a stackable washer and dryer. These were purchased in 2022 and convey with the home. The home's two bedrooms feature cedar lined closets, and the bathroom, which was renovated in 2019, features custom tile and convenient storage. Parking is abundant with the two car carport that this home offers, and the side ''stoop'' provides convenient access to the driveway. As well, the driveway has an attached gate that can be closed off when needed. Recent updates of this meticulously maintained home include: Refrigerator-2024, Tankless water heater-2023, Washer and Dryer-2022, 2'' blinds on all windows-2021, HVAC (2019 model)-2020, New windows-2020, Crawlspace dehumidifier-2020, Bathroom remodel-2019, Hardwood floors refinished-2019, Outdoor shed-2023 and Wood fencing-2023. Lasty, this home is SO conveniently located just 6 miles from downtown Chattanooga, and a stone's throw from Highway 127.

3711 Lamar Avenue, Chattanooga

3404 Redding Road, Chattanooga
$329,000
3 Beds ⋅ 2 Baths ⋅ 3611678 MLS
This is a rare opportunity to own a well-preserved piece of Red Bank history! This adorable 1940s home at 3404 Redding Road is being offered for the first time ever, having been lovingly owned by one family throughout its history. With 1,741 square feet, this home features a large two-car garage--an exceptional find in this area. The character and craftsmanship of the era are evident throughout, including hardwood floors preserved beneath the existing carpet, a solid foundation, and a layout that offers plenty of flexibility. The home features three bedrooms, two full baths, two living areas, a dedicated dining room, and a generously sized laundry room, along with convenient pull-down attic storage. While the home would benefit from some updating, it has been solidly maintained and provides an excellent opportunity to preserve its original charm while making it your own. Outside, the flat lot offers plenty of room for gardening, play, entertaining, or simply enjoying the outdoors. Located within walking distance of the Red Bank City Park, complete with a playground, tennis courts, and pickleball courts, this home puts you in the heart of Red Bank's walkable community. Enjoy strolling to the Red Bank Jubilee, the annual Red Bank Christmas Parade, and nearby neighborhood amenities. A home with this combination of history, space, garage, location, and potential doesn't come along often--come see the possibilities at 3404 Redding Road!

3404 Redding Road, Chattanooga

8678 Ryall Drive, Chattanooga
$359,990
4 Beds ⋅ 3 Baths ⋅ 1544018 MLS
Move-in ready December! The Coleman plan in Ryall Branch, located in the highly desirable East Brainerd area, offers the kind of space, functionality, and everyday comfort you have been searching for. Just minutes from local dining, grocery stores, shopping, and convenient access to I-75, this home delivers both accessibility and value in one of Chattanooga's most popular areas. From the moment you step inside, the home feels open, comfortable, and easy to live in. A welcoming formal dining room creates the perfect space for entertaining. Just beyond the powder room and coat closet, the space opens into an airy main living area filled with natural light from added family room windows. The chef inspired kitchen was designed to be both stylish and practical, featuring granite countertops, upgraded cabinetry, and kitchen island with pendant lighting. The space seamlessly flows into the breakfast area and spacious family room, making everyday routines and entertaining feel effortless. Upstairs, the private owner's suite offers a relaxing escape with a spa-inspired bath featuring dual vanities, an oversized shower, and a large walk-in closet. Three additional bedrooms provide flexibility for family, guests, hobbies, or extra workspace, giving you endless possibilities. Luxury vinyl plank flooring, elevated finishes, and carefully selected details throughout give the home a polished, modern feel while still feeling warm and inviting. Outside, enjoy a covered patio and a lower maintenance homesite that allows for outdoor enjoyment. Take advantage of exclusive seller incentives when using the preferred lender. Photos representative of plan not actual home being built.

8678 Ryall Drive, Chattanooga

3404 Redding Road, Chattanooga
$329,000
3 Beds ⋅ 2 Baths ⋅ 1544017 MLS
This is a rare opportunity to own a well-preserved piece of Red Bank history! This adorable 1940s home at 3404 Redding Road is being offered for the first time ever, having been lovingly owned by one family throughout its history. With 1,741 square feet, this home features a large two-car garage--an exceptional find in this area. The character and craftsmanship of the era are evident throughout, including hardwood floors preserved beneath the existing carpet, a solid foundation, and a layout that offers plenty of flexibility. The home features three bedrooms, two full baths, two living areas, a dedicated dining room, and a generously sized laundry room, along with convenient pull-down attic storage. While the home would benefit from some updating, it has been solidly maintained and provides an excellent opportunity to preserve its original charm while making it your own. Outside, the flat lot offers plenty of room for gardening, play, entertaining, or simply enjoying the outdoors. Located within walking distance of the Red Bank City Park, complete with a playground, tennis courts, and pickleball courts, this home puts you in the heart of Red Bank's walkable community. Enjoy strolling to the Red Bank Jubilee, the annual Red Bank Christmas Parade, and nearby neighborhood amenities. A home with this combination of history, space, garage, location, and potential doesn't come along often--come see the possibilities at 3404 Redding Road!

3404 Redding Road, Chattanooga

8666 Ryall Drive, Chattanooga
$394,990
4 Beds ⋅ 3 Baths ⋅ 1544013 MLS
Move-in ready January! The McGinnis plan in the new Ryall Branch community, in the heart of East Brainerd, delivers the desirable combination of 4 bedrooms, 2.5 baths, and exceptional value in a highly convenient location. Just minutes from local restaurants, grocery stores, shopping, and quick access to I-75, this home makes commuting and everyday errands incredibly easy while still offering the feel of a tucked-away community. Inside, the thoughtfully designed layout offers generous living spaces with an effortless connection between the stylish kitchen, dining area, and the spacious sunlit family room--creating the ideal setup for entertaining, family time, or everyday comfort. The main level offers a private office, perfect for working from home, a dedicated homework space or flex for another use. Added windows and lighting brightens the home for a warm airy feeling. Upstairs, the serene owner's suite features a well-appointed bath with marble countertops, an oversized garden tub and separate shower, and convenient direct access to the laundry room. Large secondary bedrooms and a versatile loft provide plenty of room for a media space, playroom, or additional lounge space. Designer-selected upgrades throughout include a kitchen island, granite countertops, upgraded cabinetry, luxury vinyl plank flooring, iron stair rails, enhanced natural light, and a covered patio overlooking a low-maintenance homesite that lets you spend more time enjoying your home and less time maintaining it. New construction means modern energy efficiency, low maintenance, warranty protection and the peace of mind that comes with owning a brand-new home. Take advantage of exclusive seller incentives when using the preferred lender. Photos representative of plan and not actual home being built.

8666 Ryall Drive, Chattanooga

8930 Chaffin Lane, Chattanooga
$389,000
3 Beds ⋅ 2 Baths ⋅ 1543999 MLS
Sometimes you see a home and immediately understand how well cared for it is. Inviting from the moment you walk in the door, bright and open, meticulously maintained, and in an established neighborhood with sought after school zones; This is 8930 Chaffin Lane. The long list of updates the current owners have made to this cozy, move in ready home are both functional and fashionable. Be sure to take a look at the list of updates in the documents or ask your agent for a copy. Outdoor enjoyment spaces abound: enjoy an evening by the fire pit out back as fall cools off, dine on the completely rebuilt composite deck with privacy wall, or enjoy dinner right off the kitchen in the screened-in patio. As you enter the front door, you can't help but notice the soaring ceilings with decorative beams. Downstairs there are two bedrooms with a shared bath, both well sized and newly carpeted. The dining room flows with the kitchen thanks to a recent opening of the space that allows natural light in. The kitchen has ample space and layout for all your cooking needs. Upstairs the VERY large primary suite has it's own Juliette balcony with sliding screen door to let the breeze in, and a large primary bath and walk in closet en suite. Across the catwalk is a fourth room that could be used as an office, nursery, or bonus room...the possibilities are endless. Again, the list of updates is far too many to list here! They include items that ensure the home is functional and cared for in the years to come: back yard cleared out and made significantly more functional and enjoyable, popcorn ceilings removed in most areas, bathrooms updated and retiled, a whole house water filtration added, insulation added to the attic, fixtures and electrical updates, RoofMaxx treatment sealant on the roof, and so much more! Zoned for Westview and Ooltewah high, move into a well established neighborhood and make this lovely home yours!

8930 Chaffin Lane, Chattanooga

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.