Polk County Homes with True Waterfront

Welcome to Polk County, Tennessee—a hidden gem nestled in the heart of the scenic Appalachian Mountains. Known for its stunning natural beauty, Polk County offers a unique blend of serene landscapes, rich history, and vibrant community life. With the majestic Ocoee River flowing through its heart and numerous lakes dotting the region, it's a paradise for outdoor enthusiasts and nature lovers alike.

One of the most alluring features of Polk County is its true waterfront homes. Imagine waking up to the gentle sounds of water lapping against your private dock, with breathtaking views of the sunrise over the water. Whether you’re seeking a charming cabin retreat or a modern lakeside estate, Polk County has a diverse array of waterfront properties that cater to every lifestyle and budget. These homes not only offer stunning vistas but also provide direct access to recreational activities such as fishing, kayaking, and boating right from your backyard.

Beyond the allure of waterfront living, Polk County boasts a welcoming community atmosphere, with local events and festivals celebrating the rich culture and heritage of the area. The nearby Cherokee National Forest offers endless opportunities for hiking, camping, and exploring the great outdoors, making it an ideal location for families and retirees alike.

Discover the tranquility and charm of Polk County, Tennessee, where your dream waterfront home awaits. Experience the perfect blend of nature, adventure, and community, and make this breathtaking region your new home.

Newest Polk County Homes with True Waterfront

$100,000

3514341 MLS

Discover the rare opportunity to own a beautiful .74-acre riverfront homesite in the gated community of Pinhook Estates of the Hiwassee. Offering approximately 100 feet of Hiwassee River frontage, Lot #7 provides the perfect setting for a weekend retreat, or future full-time residence surrounded by the natural beauty of East Tennessee. Wake up to peaceful mornings overlooking the Hiwassee River, where the scenery changes with the seasons and the sounds of nature create a truly relaxing atmosphere. In the evenings, take the kids down to the community pond where you can spend hours fishing for bream and bass. Residents also enjoy access to a community boat ramp, making it easy to take advantage of everything the Hiwassee River has to offer, from fishing and boating to simply getting out on the water and enjoying the outdoors. Located within a gated community with a $150 annual HOA fee, Pinhook Estates offers the privacy and peaceful setting you want without the high cost of maintaining a private community. Whether you're envisioning a weekend escape, a custom cabin, or your own private riverfront home, Lot #7 offers the space, setting, and lifestyle to make it happen. And with convenient access to Chattanooga, it's an ideal place to leave the pace of the city behind and enjoy your own slice of East Tennessee. Buyer and/or buyers agent to verify all pertinent information.

Pinhook Road, Calhoun

$585,000

2 Beds ⋅ 2 Baths ⋅ 3314388 MLS

OCOEE RIVERFRONT | FLEXIBLE LIVING | ROOM TO GATHER - Experience riverfront living in this unique three-level home offering 1,728 square feet with direct frontage on the Ocoee River, making it easy to enjoy kayaking, fishing, or simply relaxing by the water. Inside, the main level is designed with entertaining in mind, featuring built-in shelving and a versatile space that works beautifully as a family room, game room, hosting area, or bar. A screened porch and adjoining deck provide the perfect places to unwind with peaceful river views, enjoy your morning coffee, or gather with family and friends after a day on the water. Whether you're searching for a full-time residence, a weekend getaway, or a vacation retreat, this home offers a comfortable layout in an incredible riverfront setting.

151 River Bend Drive, Ocoee

$350,000

3245867 MLS

Build your dream home on this beautiful 4+ acre riverfront tract along the Ocoee River. This vacant parcel offers an ideal building site with a combination of open pasture and mature trees, providing both privacy and scenic views. Enjoy direct river frontage, abundant wildlife, and plenty of space for a custom home, barn, workshop, or recreational retreat. Conveniently located with easy access while maintaining a peaceful country setting. Rare opportunity to own usable acreage on one of East Tennessee's most sought-after rivers. Bring your plans and start building your East Tennessee dream.

Reynolds Bridge Road, Benton

$647,895

3 Beds ⋅ 3 Baths ⋅ 3233603 MLS

RIVER FRONT!! MOTIVATED SELLER!! Enjoy this beautiful log home with majestic mountain views on the Ocoee River in gorgeous Polk County! Just minutes away from a lake front beach and marina, white water rafting, hiking, and biking trails! Go kayaking, fishing or tubing from your river front backyard! This log home comes with hardwood floors throughout, quartz kitchen countertops, and features a 16 foot ceiling in the spacious great room that makes you feel you're living the dream at the foot of the mountains. The home features a large master suite on the main floor with private office and extra large walk in closet. Master bath has a large soaking tub and a stand alone shower. A second bedroom, full bath, and the laundry room can also be found on the main floor. The second floor houses a spacious third bedroom that doubles as a second master suite and features his and her closets, a wet bar, and full bath. The second floor also features a 10x12 loft that can double as a 4th sleeping area and overlooks the 16 foot vaulted ceiling that crowns the great room on the main floor. A large sunroom with windows across the back overlooking the water, or second living area, can be found just off the great room that offers panoramic views of the river and mountains. The home comes a workshop at the ground level just off the backyard. Enjoy summer nights and crisp fall mornings out on the extra large deck that overlooks the Ocoee River. Have your morning coffee or sweet tea on the front covered porch. The subdivision has a community boat ramp as well as a designated neighborhood riverside hiking trail. Come check out this beautiful catch on the river, and we are talking about the home - in addition to the fish in the river!

176 Rivers Edge Lane, Benton

$129,900

3197887 MLS

Located in Benton, this beautiful 0.96-acre property offers a rare opportunity to own riverfront land along the scenic Ocoee River. The lower portion of the lot provides an ideal setting for relaxing and entertaining right at the water's edge--perfect for fishing, kayaking, or simply enjoying the peaceful surroundings. A set of stairs leads you down to the riverbank, where you'll find mature hardwood trees offering abundant shade and a serene natural atmosphere. The upper portion of the property, located across Crews Drive, features a spacious, level area with plenty of room to build your dream cabin, lake house, or getaway retreat. With its combination of usable land and direct river access, this property offers both privacy and recreational appeal. Whether you're looking to build a full-time residence or a weekend escape, this unique riverfront lot delivers the best of East Tennessee living.

18 Crews Drive, Benton

$735,000

4 Beds ⋅ 3 Baths ⋅ 3133134 MLS

Welcome to this beautiful waterfront home on the Hiwassee River in the peaceful Pinhook community of Calhoun. With over 3,500 square feet of living space, this four bedroom, two and a half bath home offers plenty of room for everyday living and hosting friends and family. Inside, you will find spacious living areas filled with natural light and a layout that feels open yet comfortable. The kitchen offers generous workspace and flows easily into the main living areas, making it perfect for gathering. Each bedroom provides space and privacy, and the primary suite gives you a relaxing place to unwind at the end of the day. Step outside and enjoy the screened porch and deck overlooking the yard and the Hiwassee River. Whether it is morning coffee with a river view or evenings by the water, this property gives you direct access to one of East Tennessee's most beautiful river settings. The lot offers space to relax, entertain, or simply enjoy the quiet surroundings.

759 Pinhook Road, Calhoun

$5,500,000

4 Beds ⋅ 6 Baths ⋅ 2976644 MLS

This 53.75-acre Ocoee River estate is more than a residence—it's a platform for creating lifestyle and income in one remarkable setting. With nearly 2,000 feet of private river frontage, your own boat launch, and zoning that includes both commercial and agricultural (greenbelt), the possibilities stretch far beyond traditional living. At the center is a 6,750 sq. ft. ranch-style luxury home with a pool, designed for comfort, elegance, and multi-generational living. But the true distinction of this property is its ability to generate income, host events, or build businesses directly on-site: Event & Venue Ready: A 9,000 sq ft multi-use venue building with amphitheater, backup generator, six bathrooms, and sweeping glass bay doors—ideal for weddings, retreats, conferences, or entertainment. Business Infrastructure: Four-bay shop with bunk room, laundry, and full bath; equipment barn; pole barn; and multiple flex-use structures to support commercial ventures or outdoor recreation enterprises. Multi-Generational Living: With expansive square footage and diverse buildings, the estate adapts perfectly for extended family living, guest accommodations, or rental income. Adventure & Recreation: From direct river access to nearby lakes, whitewater rafting, and the vast Cherokee National Forest, this property sits at the heart of the Southeast's outdoor lifestyle economy. The gated entrance ensures privacy, while the zoning, layout, and acreage offer an almost limitless set of opportunities. Whether your vision is luxury family compound, thriving event venue, agricultural business, or outdoor adventure hub, this estate is a canvas waiting to be shaped.

1020 Thomas Road, Benton

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